USD 32.94
| ticker | 1 day return % | 1 week return % | 1 month return % | 3 months return % | 6 months return % | 1 year return % | 3 years return % | 5 years return % | 10 years return % | maximum return % |
|---|---|---|---|---|---|---|---|---|---|---|
| RDN | -0.5 | 6.3 | -0.4 | -8.1 | -5.5 | 15.9 | 42.0 | 31.2 | 106.1 | 593.5 |
| S&P 500 | 1.0 | 1.8 | -0.9 | 2.7 | 7.3 | 26.5 | 31.0 | 80.1 | 196.5 | 33856.2 |
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| Attribute | Value |
|---|---|
| symbol | RDN |
| name | Radian Group Inc. |
| price | 32.94 |
| changes percentage | -0.4533 |
| change | -0.15 |
| day low | 32.725 |
| day high | 33.36 |
| year high | 37.86 |
| year low | 26.11 |
| market cap | 4905853020 |
| price avg 50 | 33.3376 |
| price avg 200 | 33.10445 |
| exchange | NYSE |
| volume | 610312 |
| avg volume | 1225322 |
| open | 33.36 |
| previous close | 33.09 |
| eps | 3.86 |
| pe | 8.53 |
| earnings announcement | 2025-02-05T21:00:00.000+0000 |
| shares outstanding | 148933000 |
| timestamp | 2025-01-17 21:00:02 |
We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000890926 | |||
| revenue | 1240588000 | 1190726000 | 4.19 |
| gross profit | 854519000 | 727220000 | 17.50 |
| gross profit ratio | 0.69 | 0.61 | 12.78 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 1240588000 | 381148000 | 225.49 |
| interest income | 0 | 84454000 | -100.00 |
| interest expense | 89695000 | 84454000 | 6.21 |
| ebitda | 0 | 1056741000 | -100.00 |
| ebitdaratio | 0 | 0.41 | -100.00 |
| operating income | 880066000 | 485649000 | 81.21 |
| operating income ratio | 0.71 | 0.41 | 73.93 |
| net income | 603119000 | 742934000 | -18.82 |
| net income ratio | 0.49 | 0.62 | -22.08 |
| eps | 3.81 | 4.42 | -13.80 |
Revenue Growth: revenue increased to 1,241 million in 2023 from 1,191 million in 2022 representing a change of 4.19%. This indicates a sales growth, which is a positive sign for the company.
Gross Profit: Gross Profit increased to 855 million in 2023 from 727 million in 2022 representing a change of 17.5%. This indicates a sales profitability growth, which is a positive sign for the company.
Operating Expenses: Operating Expenses decreased to 1,241 million in 2023 from 381 million in 2022 representing a change of 225.49%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
Operating Income: Operating income increased to 880 million in 2023 from 486 million in 2022 representing a change of 81.21%. The increase in operating income indicates better operational performance and increased profitability.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to 0 million in 2023 from 1,057 million in 2022 representing a change of -100.0%. The decrease in EBITDA indicates declined operational efficiency and profitability.
Net Income: Net income decreased to 603 million in 2023 from 743 million in 2022 representing a change of -18.82%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 3.81 in 2023 from 3.81 in 2022 representing a change of -13.8%. This indicates that the company's earnings are decreasing and it is becoming less profitable on a per-share basis.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000890926 | |||
| revenue | 333392000 | 321147000 | 3.81 |
| gross profit | 237931000 | 321000 | 74021.81 |
| gross profit ratio | 0.71 | 0.0 | 71299.42 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 61292000 | 107583000 | -43.03 |
| interest income | 0 | 0 | NaN |
| interest expense | 29391000 | 27064000 | 8.60 |
| ebitda | 243536000 | 0 | NaN |
| ebitdaratio | 0.73 | -0.08 | 966.80 |
| operating income | 176639000 | 215187000 | -17.91 |
| operating income ratio | 0.53 | 0.67 | -20.93 |
| net income | 151892000 | 151903000 | -0.01 |
| net income ratio | 0.46 | 0.47 | -3.68 |
| eps | 1 | 0.99 | 1.01 |
Revenue Growth: revenue increased to 333 million in 2024Q3 from 321 million in 2024Q2 representing a change of 3.81%. This indicates a sales growth, which is a positive sign for the company.
Gross Profit: Gross Profit increased to 238 million in 2024Q3 from 0 million in 2024Q2 representing a change of 74021.81%. This indicates a sales profitability growth, which is a positive sign for the company.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) increased to 244 million in 2024Q3 from 0 million in 2024Q2 representing a change of nan%. The increase in EBITDA indicates improved operational efficiency and profitability.
Earnings per Share (EPS): EPS increased to 1 in 2024Q3 from 1 in 2024Q2 representing a change of 1.01%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
Operating Expenses: Operating Expenses increased to 61 million in 2024Q3 from 108 million in 2024Q2 representing a change of -43.03%. The increase in operating expenses can be attributed to various factors such as marketing, administrative costs, and investments in infrastructure. It's important to monitor if these expenses are growing at a sustainable rate compared to revenue.
Operating Income: Operating income decreased to 177 million in 2024Q3 from 215 million in 2024Q2 representing a change of -17.91%. The decrease in operating income indicates worse operational performance and decreased profitability.
Net Income: Net income decreased to 152 million in 2024Q3 from 152 million in 2024Q2 representing a change of -0.01%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000890926 | |||
| total assets | 7593933000 | 7063729000 | 7.51 |
| total liabilities | 3196128000 | 3144402000 | 1.65 |
| total equity | 4397805000 | 3919327000 | 12.21 |
| cash and cash equivalents | 18999000 | 56183000 | -66.18 |
| short term investments | 780016000 | 5419801000 | -85.61 |
| long term investments | 221465000 | 5687980000 | -96.11 |
| total current assets | 1888806000 | 5869508000 | -67.82 |
| total non current assets | 7574934000 | 86266000 | 8680.90 |
| total current liabilities | 495802999 | 596368000 | -16.86 |
| total non current liabilities | 2629723000 | 2548034000 | 3.21 |
| common stock | 173000 | 176000 | -1.70 |
| retained earnings | 4243759000 | 3786952000 | 12.06 |
| total debt | 1537257000 | 1569326000 | -2.04 |
Total Assets: Total Assets increased to 7,594 million in 2023 from 7,064 million in 2022 representing a change of 7.51%. Suggesting a growth in asset holdings.
Total Equity: Total Equity increased to 4,398 million in 2023 from 3,919 million in 2022 representing a change of 12.21%. This indicates an increase in shareholders' equity.
Total Current Liabilities: Total Current Liabilities decreased to 496 million in 2023 from 596 million in 2022 representing a change of -16.86%. This indicates a lower short-term debt burden.
Retained Earnings: Retained Earnings increased to 4,244 million in 2023 from 3,787 million in 2022 representing a change of 12.06%. This indicates an accumulated profits.
Total Debt: Total Debt decreased to 1,537 million in 2023 from 1,569 million in 2022 representing a change of -2.04%. This indicates a reduction in overall debt burden.
Total Liabilities: Total Liabilities increased to 3,196 million in 2023 from 3,144 million in 2022 representing a change of 1.65%. This indicates an increase in overall liabilities.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 19 million in 2023 from 56 million in 2022 representing a change of -66.18%. This indicates a decrease in available liquid assets.
Short Term Investments: Short Term Investments decreased to 780 million in 2023 from 5,420 million in 2022 representing a change of -85.61%. This indicates a decrease in short-term investment holdings.
Total Current Assets: Total Current Assets decreased to 1,889 million in 2023 from 5,870 million in 2022 representing a change of -67.82%. This indicates a worsen liquidity position.
Common Stock: Common Stock decreased to 0 in 2023 from 0 in 2022 representing a change of -1.7%. This indicates a decrease in ownership interest.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000890926 | |||
| total assets | 8419771000 | 8098579000 | 3.97 |
| total liabilities | 3720918000 | 3616260000 | 2.89 |
| total equity | 4698853000 | 4482319000 | 4.83 |
| cash and cash equivalents | 432385000 | 15784000 | 2639.39 |
| short term investments | 2864198000 | 803461000 | 256.48 |
| long term investments | 5959854000 | 6122631000 | -2.66 |
| total current assets | 570824000 | 1842365000 | -69.02 |
| total non current assets | 41892000 | 6256214000 | -99.33 |
| total current liabilities | 344904000 | 947514000 | -63.60 |
| total non current liabilities | 2505678000 | 2668746000 | -6.11 |
| common stock | 171000 | 172000 | -0.58 |
| retained earnings | 4584453000 | 4470335000 | 2.55 |
| total debt | 344904000 | 2038447000 | -83.08 |
Total Assets: Total Assets increased to 8,420 million in 2024Q3 from 8,099 million in 2024Q2 representing a change of 3.97%. Suggesting a growth in asset holdings.
Total Equity: Total Equity increased to 4,699 million in 2024Q3 from 4,482 million in 2024Q2 representing a change of 4.83%. This indicates an increase in shareholders' equity.
Cash And Cash Equivalents: Cash And Cash Equivalents increased to 432 million in 2024Q3 from 16 million in 2024Q2 representing a change of 2639.39%. This indicates an increase in available liquid assets.
Short Term Investments: Short Term Investments increased to 2,864 million in 2024Q3 from 803 million in 2024Q2 representing a change of 256.48%. This indicates an increase in short-term investment holdings.
Total Current Liabilities: Total Current Liabilities decreased to 345 million in 2024Q3 from 948 million in 2024Q2 representing a change of -63.6%. This indicates a lower short-term debt burden.
Retained Earnings: Retained Earnings increased to 4,584 million in 2024Q3 from 4,470 million in 2024Q2 representing a change of 2.55%. This indicates an accumulated profits.
Total Debt: Total Debt decreased to 345 million in 2024Q3 from 2,038 million in 2024Q2 representing a change of -83.08%. This indicates a reduction in overall debt burden.
Total Liabilities: Total Liabilities increased to 3,721 million in 2024Q3 from 3,616 million in 2024Q2 representing a change of 2.89%. This indicates an increase in overall liabilities.
Total Current Assets: Total Current Assets decreased to 571 million in 2024Q3 from 1,842 million in 2024Q2 representing a change of -69.02%. This indicates a worsen liquidity position.
Common Stock: Common Stock decreased to 0 in 2024Q3 from 0 in 2024Q2 representing a change of -0.58%. This indicates a decrease in ownership interest.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000890926 | |||
| net change in cash | -36495000 | -96060000 | 62.01 |
| operating cash flow | 529433999 | 388298000 | 36.35 |
| free cash flow | 513153000 | 370626000 | 38.46 |
| capital expenditure | -16280999 | -17672000 | 7.87 |
| depreciation and amortization | 79115000 | 76575000 | 3.32 |
| deferred income tax | 165001000 | 206925000 | -20.26 |
| stock based compensation | 41129000 | 38061000 | 8.06 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | -1 | 0 | NaN |
| investments in property plant and equipment | -16280999 | -17672000 | 7.87 |
| net cash used for investing activites | -300842000 | -5175000 | -5713.37 |
| debt repayment | 13284000 | 55922000 | -76.25 |
| common stock issued | 1755000 | 1341000 | 30.87 |
| common stock repurchased | -133314000 | -400195000 | 66.69 |
| dividends paid | -145908000 | -135437000 | -7.73 |
| net cash used provided by financing activities | -265087000 | -479183000 | 44.68 |
| cash at end of period | 20065000 | 56560000 | -64.52 |
| accounts receivables | -1894000 | 46473000 | -104.08 |
| cash at beginning of period | 56560000 | 152620000 | -62.94 |
Net Change in Cash: Net Change in Cash increased to -36 million in 2023 from -96 million in 2022 representing a change of 62.01%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Operating Cash Flow: Operating Cash Flow increased to 529 million in 2023 from 388 million in 2022 representing a change of 36.35%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to 513 million in 2023 from 371 million in 2022 representing a change of 38.46%. This indicates an increase in cash generated after accounting for capital expenditures.
Accounts Receivables: Accounts Receivables decreased to -2 million in 2023 from 46 million in 2022 representing a change of -104.08%. This suggests that the company has been able to collect payments from its customers more efficiently and timely.
Capital Expenditure: Capital Expenditure increased to -16 million in 2023 from -18 million in 2022 representing a change of 7.87%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Stock-Based Compensation: Stock-Based Compensation increased to 41 million in 2023 from 38 million in 2022 representing a change of 8.06%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.
Dividends Paid: Dividends Paid decreased to -146 million in 2023 from -135 million in 2022 representing a change of -7.73%. This indicates a weaker financial position, less confidence in future prospects, and a reluctance to return value to shareholders.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000890926 | |||
| operating cash flow | 156238000 | -207282000 | 175.37 |
| free cash flow | 158862000 | -208348000 | 176.25 |
| capital expenditure | -207000 | -1066000 | 80.58 |
| depreciation and amortization | -34271999 | 32348999 | -205.94 |
| deferred income tax | 0 | 0 | NaN |
| stock based compensation | 0 | 0 | NaN |
| accounts receivables | 13845000 | -13845000 | 200.00 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 0 | NaN |
| investments in property plant and equipment | 2624000 | -1066000 | 346.15 |
| net cash used for investing activites | 425307999 | -1034999 | 41192.60 |
| debt repayment | 0 | 285511000 | -100.00 |
| common stock issued | 41000 | 427000 | -90.40 |
| common stock repurchased | -49010000 | -50015000 | 2.01 |
| dividends paid | -37157000 | -40507000 | 8.27 |
| net cash used provided by financing activities | -114652000 | 195276000 | -158.71 |
| net change in cash | 14291000 | -13041000 | 209.59 |
| cash at end of period | 30075000 | 15784000 | 90.54 |
| cash at beginning of period | 15784000 | 28825000 | -45.24 |
Net Change in Cash: Net Change in Cash increased to 14 million in 2024Q3 from -13 million in 2024Q2 representing a change of 209.59%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Operating Cash Flow: Operating Cash Flow increased to 156 million in 2024Q3 from -207 million in 2024Q2 representing a change of 175.37%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to 159 million in 2024Q3 from -208 million in 2024Q2 representing a change of 176.25%. This indicates an increase in cash generated after accounting for capital expenditures.
Dividends Paid: Dividends Paid increased to -37 million in 2024Q3 from -41 million in 2024Q2 representing a change of 8.27%. This indicates a stronger financial position, more confidence in future prospects, and a better commitment to returning value to shareholders.
Capital Expenditure: Capital Expenditure increased to 0 million in 2024Q3 from -1 million in 2024Q2 representing a change of 80.58%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Accounts Receivables: Accounts Receivables increased to 14 in 2024Q3 from -14 million in 2024Q2 representing a change of 200.0%. This suggests that the company is less capable of collecting payments from its customers.
We save you time by utilizing Generative AI to summarize earnings transcripts. Our summaries provide a clear insight into the company's current performance, future outlook, and overall sentiment expressed during the call. Click on below links to explore more.
Note: The years mentioned below are fiscal years in accounting.
Q3 2024 Earnings call transcript
EPS represents the portion of a company's profit allocated to each outstanding share of common stock. A higher EPS is generally favorable, indicating stronger profitability on a per-share basis.
Positive EPS: A positive EPS signifies that a company is profitable, it is generally viewed positively, supporting stock value and investor confidence.
Negative EPS: Indicates that a company is operating at a loss, which could lead to negative sentiment, potential stock depreciation, and concerns about the company's financial health.
The Next Earning Date represents when the company plans to release its next set of financial results.
An upward trend in EPS suggests consistent growth in earnings, often leading to increased investor confidence. A downward trend may indicate a decline in earnings, potentially decreasing investor confidence and stock value. Fluctuating EPS suggests unpredictable financial performance, warranting cautious investor analysis.
Earnings surprise occurs when a company's actual earnings differ from analysts' expectations. A positive earnings surprise typically reflects better-than-expected performance, potentially leading to stock appreciation. Conversely, a negative earnings surprise can result in stock depreciation. An earnings surprise of zero means the earnings met expectations, which typically has a neutral impact on stock price.
Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.
| 2023-12-31 | 2022-12-31 | Y/Y change % | |
|---|---|---|---|
| FY | |||
| calendar year | 2023 | 2022 | NaN |
| revenue per share | 7.84 | 7.09 | 10.64 |
| net income per share | 3.81 | 4.42 | -13.79 |
| operating cash flow per share | 3.35 | 2.31 | 44.79 |
| free cash flow per share | 3.24 | 2.21 | 47.03 |
| cash per share | 5.05 | 32.61 | -84.51 |
| book value per share | 27.81 | 23.34 | 19.15 |
| tangible book value per share | 27.36 | 23.25 | 17.68 |
| shareholders equity per share | 27.81 | 23.34 | 19.15 |
| interest debt per share | 10.29 | 9.85 | 4.47 |
| market cap | 4514897000 | 3202425100 | 40.98 |
| enterprise value | 6033155000 | 4715568100 | 27.94 |
| pe ratio | 7.49 | 4.31 | 73.67 |
| price to sales ratio | 3.64 | 2.69 | 35.32 |
| pocfratio | 8.53 | 8.25 | 3.40 |
| pfcf ratio | 8.8 | 8.64 | 1.83 |
| pb ratio | 1.03 | 0.82 | 25.64 |
| ptb ratio | 1.03 | 0.82 | 25.64 |
| ev to sales | 4.86 | 3.96 | 22.80 |
| enterprise value over ebitda | 0 | 4.46 | -100.00 |
| ev to operating cash flow | 11.4 | 12.14 | -6.17 |
| ev to free cash flow | 11.76 | 12.72 | -7.59 |
| earnings yield | 0.13 | 0.23 | -42.42 |
| free cash flow yield | 0.11 | 0.12 | -1.79 |
| debt to equity | 0.35 | 0.4 | -12.70 |
| debt to assets | 0.2 | 0.22 | -8.88 |
| net debt to ebitda | 0 | 1.43 | -100.00 |
| current ratio | 3.81 | 9.84 | -61.29 |
| interest coverage | 9.81 | 5.75 | 70.63 |
| income quality | 0.88 | 0.52 | 67.96 |
| dividend yield | 0.03 | 0.04 | -23.59 |
| payout ratio | 0.24 | 0.18 | 32.71 |
| sales general and administrative to revenue | 0 | 0 | NaN |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.01 | 0.0 | 333.79 |
| capex to operating cash flow | 0.03 | 0.05 | -32.43 |
| capex to revenue | 0.01 | 0.01 | -11.57 |
| capex to depreciation | 0.21 | 0.23 | -10.83 |
| stock based compensation to revenue | 0.03 | 0.03 | 3.72 |
| graham number | 48.85 | 48.2 | 1.35 |
| roic | 0.08 | 0.07 | 9.14 |
| return on tangible assets | 0.08 | 0.11 | -23.94 |
| graham net net | -14.45 | 27.46 | -152.61 |
| working capital | 1393003001 | 5273140000 | -73.58 |
| tangible asset value | 4326524000 | 3904042000 | 10.82 |
| net current asset value | -1307322000 | 2725106000 | -147.97 |
| invested capital | 1544398001 | 5359406000 | -71.18 |
| average receivables | 147616500 | 168689500 | -12.49 |
| average payables | 65282000 | 0 | NaN |
| average inventory | 2171235000 | 1648872000 | 31.68 |
| days sales outstanding | 44.06 | 44.59 | -1.18 |
| days payables outstanding | 123.44 | 0 | NaN |
| days of inventory on hand | 0 | 3419.59 | -100.00 |
| receivables turnover | 8.28 | 8.19 | 1.20 |
| payables turnover | 2.96 | 0 | NaN |
| inventory turnover | 0 | 0.11 | -100.00 |
| roe | 0.14 | 0.19 | -27.65 |
| capex per share | 0.1 | 0.11 | -2.17 |
ROE:
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 7.49 on 2023-12-31 from 4.31 on 2022-12-31, representing a change of 73.67%. Indicating an increase in the relative valuation of the company's stock.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.35 on 2023-12-31 from 0.40 on 2022-12-31, representing a change of -12.70%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
Current Ratio: Current Ratio decreased to 3.81 on 2023-12-31 from 9.84 on 2022-12-31, representing a change of -61.29%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
| 2024-09-30 Q3 | 2024-06-30 Q2 | Q/Q change % | |
|---|---|---|---|
| RDN | |||
| calendar year | 2024 | 2024 | NaN |
| revenue per share | 2.2 | 2.1 | 4.68 |
| net income per share | 1.0 | 0.99 | 0.83 |
| operating cash flow per share | 1.03 | -1.35 | 176.00 |
| free cash flow per share | 1.05 | -1.36 | 176.88 |
| cash per share | 21.71 | 5.35 | 305.74 |
| book value per share | 30.94 | 29.28 | 5.70 |
| tangible book value per share | 30.94 | 29.15 | 6.14 |
| shareholders equity per share | 30.94 | 29.28 | 5.70 |
| interest debt per share | 2.46 | 13.49 | -81.73 |
| market cap | 5267537740 | 4775500900 | 10.30 |
| enterprise value | 5180056740 | 6798163900 | -23.80 |
| pe ratio | 8.67 | 7.86 | 10.31 |
| price to sales ratio | 15.8 | 14.87 | 6.25 |
| pocfratio | 33.71 | -23.04 | 246.34 |
| pfcf ratio | 33.16 | -22.92 | 244.66 |
| pb ratio | 1.12 | 1.07 | 5.22 |
| ptb ratio | 1.12 | 1.07 | 5.22 |
| ev to sales | 15.54 | 21.17 | -26.60 |
| enterprise value over ebitda | 21.27 | 0 | NaN |
| ev to operating cash flow | 33.15 | -32.8 | 201.09 |
| ev to free cash flow | 32.61 | -32.63 | 199.93 |
| earnings yield | 0.03 | 0.03 | -9.35 |
| free cash flow yield | 0.03 | -0.04 | 169.13 |
| debt to equity | 0.07 | 0.45 | -83.86 |
| debt to assets | 0.04 | 0.25 | -83.73 |
| net debt to ebitda | -0.36 | 0 | NaN |
| current ratio | 1.66 | 1.94 | -14.88 |
| interest coverage | 6.01 | 7.95 | -24.41 |
| income quality | -0.51 | -1.36 | 62.37 |
| dividend yield | 0.01 | 0.01 | -16.84 |
| payout ratio | 0.24 | 0.27 | -8.26 |
| sales general and administrative to revenue | 0 | 0 | NaN |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0 | 0.0 | -100.00 |
| capex to operating cash flow | 0.0 | -0.01 | 125.76 |
| capex to revenue | 0.0 | 0.0 | -81.29 |
| capex to depreciation | -0.01 | 0.03 | -118.33 |
| stock based compensation to revenue | 0 | 0 | NaN |
| graham number | 26.39 | 25.56 | 3.24 |
| roic | 0.22 | 0.02 | 885.50 |
| return on tangible assets | 0.02 | 0.02 | -4.04 |
| graham net net | -2.11 | -17.94 | 88.23 |
| working capital | 225920000 | 894851000 | -74.75 |
| tangible asset value | 4698853000 | 4463753000 | 5.27 |
| net current asset value | -3150094000 | -1773895000 | -77.58 |
| invested capital | 267812000 | 983802000 | -72.78 |
| average receivables | 153640000 | 163543500 | -6.06 |
| average payables | 0 | 0 | NaN |
| average inventory | -75784000 | -154328000 | 50.89 |
| days sales outstanding | 37.37 | 47.32 | -21.02 |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | -42.52 | 100.00 |
| receivables turnover | 2.41 | 1.9 | 26.61 |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | -2.12 | 100.00 |
| roe | 0.03 | 0.03 | -4.62 |
| capex per share | 0.0 | 0.01 | -80.42 |
ROE: Return on Equity (ROE) decreased to 0.03 on 2024-09-30 Q3 from 0.03 on 2024-06-30 Q2, representing a change of -4.62%. Suggesting that the company has not been generating high returns for its shareholders.
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 8.67 on 2024-09-30 Q3 from 7.86 on 2024-06-30 Q2, representing a change of 10.31%. Indicating an increase in the relative valuation of the company's stock.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.07 on 2024-09-30 Q3 from 0.45 on 2024-06-30 Q2, representing a change of -83.86%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
Current Ratio: Current Ratio decreased to 1.66 on 2024-09-30 Q3 from 1.94 on 2024-06-30 Q2, representing a change of -14.88%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. However, it is still above 1, indicating the ability to cover short-term obligations.
Negative Sentiment: Discounted Cash Flow value is 27.98 which is lower than current price 32.94, indicates the company may be overvalued.
| Market Capitalization | Enterprise Value | |
|---|---|---|
| Definition | The total market value of a company's outstanding shares | The total market value of a company, including its debt and other liabilities |
| Calculation | Current share price * Total number of outstanding shares | Market capitalization + Total debt - Cash and cash equivalents |
| Focus | Equity component of a company's value | Total economic value of a company |
| Usefulness | Assesses a company's size and growth potential based on investor sentiment | Provides a more comprehensive valuation that considers both equity and debt |
Analyzing dividends is a crucial aspect of investment evaluation, offering valuable insights into a company's financial health and its commitment to shareholder returns. Dividends represent a portion of a company's profits distributed to its shareholders, providing a steady income stream. We help you analyze dividends based on the indicators mentioned below:
• Investors often assess the average dividend amount, observing trends over time to gauge the company's stability and growth potential. A positive trend in average dividends indicates a consistent and potentially lucrative investment. Additionally, evaluating the trend of dividend increases provides insight into the company's financial strength and management's confidence in future earnings.
• Consistency in paying dividends is a reassuring sign, reflecting a company's reliability and commitment to shareholder value. For investors, dividends not only offer income but also contribute to the overall total return on investment.
• Companies with a history of regular and increasing dividends can attract income-focused investors seeking stable returns, making dividends a critical factor in building a well-rounded investment portfolio.
Interested in the overall sentiment for a particular period? Check out our news sentiment analysis tool.
Sentiment: Positive
Publish Date: 2025-01-16 06:30:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Thursday, February 6, 2025, at 11:00 a.m. Eastern time to discuss the company's fourth quarter and full year 2024 results, which will be announced after the market closes on Wednesday, February 5, 2025. The conference call will be webcast live on the company's website at https://radian.com/who-we-are/for-investors/webcasts or at www.radian.com. The webcast is listen-only. Those inte.
Sentiment: Positive
Publish Date: 2025-01-13 16:30:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that Derek Brummer, President, Mortgage Insurance, will retire on July 3, 2025, after 23 years of distinguished service at the company. Sumita Pandit, currently serving as Chief Financial Officer, will assume the role of Radian President and Chief Financial Officer upon Brummer's retirement. In her new role, Pandit will assume responsibility for overseeing all aspects of Radian's mortgage insurance business in addition t.
Sentiment: Positive
Publish Date: 2025-01-09 16:01:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that DBRS, Inc. (Morningstar DBRS) deems Radian Real Estate Management as an acceptable due diligence firm for business purpose loans and single-family rental Morningstar DBRS-rated residential mortgage-backed securities (RMBS) transactions. Radian Real Estate Management is the longest-standing provider of diligence and valuations for institutional single-borrower, single-family rental (SFR) securitizations, and warehous.
Sentiment: Positive
Publish Date: 2025-01-08 14:45:00
CLEVELAND--(BUSINESS WIRE)--Elizabeth Park Capital Management, a leading alternative investments platform specializing in depository institutions, announced today the appointment of financial services veteran J. Franklin Hall as partner and deputy portfolio manager. Hall's extensive industry expertise and leadership is expected to play a key role in driving EPCM's growth and enhancing the firm's investment strategies and operations. “Frank's deep knowledge of the financial services sector, coup.
Sentiment: Negative
Publish Date: 2024-12-31 16:20:40
The New Year May Not Be Kind To Radian Group
Sentiment: Positive
Publish Date: 2024-12-20 11:01:09
Radian Group stock rallies on the back of an improving mortgage insurance portfolio, declining claims, a solid capital position and effective capital deployment.
Sentiment: Positive
Publish Date: 2024-12-19 13:15:24
Insurers like Unum Group, Cincinnati Financial, American Financial, Radian and Voya Financial, which have an impressive dividend history, offer a breather amid volatility.
Sentiment: Positive
Publish Date: 2024-12-17 12:41:17
Investors with an interest in Insurance - Multi line stocks have likely encountered both Ageas SA (AGESY) and Radian (RDN). But which of these two stocks presents investors with the better value opportunity right now?
Sentiment: Positive
Publish Date: 2024-12-09 06:48:51
Radian (RDN) reported earnings 30 days ago. What's next for the stock?
Sentiment: Positive
Publish Date: 2024-11-29 12:41:18
Better pricing, product redesigns, technological advancement and improving inflation are expected to aid multiline insurers like AIG, PRU, HIG, RDN and CNO.
Sentiment: Positive
Publish Date: 2024-11-20 12:00:41
RDN stock rallies on the back of an improving mortgage insurance portfolio, declining claims, a solid capital position and effective capital deployment.
Sentiment: Positive
Publish Date: 2024-11-13 16:30:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today that the company's Board of Directors approved a regular quarterly dividend on its common stock in the amount of $0.245 per share, payable December 10, 2024, to stockholders of record as of November 25, 2024. About Radian Radian is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, r.
Sentiment: Positive
Publish Date: 2024-11-13 04:00:00
-Using blockchain technology to bring much needed transparency and simplification to the US real estate market, helping to reduce risk and improve operational efficiency through secure and immutable transactions -Title customers can save up to 25%* on average on closing costs LONDON and WAYNE, Pa., Nov. 13, 2024 (GLOBE NEWSWIRE) -- R3, the financial markets digital solutions provider, and Radian (NYSE: RDN), the data-driven, tech-enabled mortgage and real estate services family of companies, have collaborated to modernize and improve the title insurance, closing, and settlement services process.
Sentiment: Positive
Publish Date: 2024-11-08 13:01:20
Radian (RDN) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Sentiment: Positive
Publish Date: 2024-11-08 12:40:23
Investors with an interest in Insurance - Multi line stocks have likely encountered both Radian (RDN) and BB Seguridade Participacoes SA (BBSEY). But which of these two stocks offers value investors a better bang for their buck right now?
Sentiment: Positive
Publish Date: 2024-11-07 16:02:10
Radian Group Inc. (NYSE:RDN ) Q3 2024 Results Conference Call November 7, 2024 10:00 AM ET Company Participants Dan Kobell - Head-Investor Relations & Capital Management Rick Thornberry - Chief Executive Officer Sumita Pandit - Chief Financial Officer Derek Brummer - President, Radian Mortgage Insurance Conference Call Participants Alex Bond - KBW Mihir Bhatia - Bank of America Scott Heleniak - RBC Capital Markets Operator Good day, and thank you for standing by. Welcome to the Third Quarter 2024 Radian Group Earnings Conference Call.
Sentiment: Positive
Publish Date: 2024-11-07 10:50:21
RDN's Q3 results reflect solid performance in the All Other segment and higher primary mortgage insurance in force, partially offset by higher expenses.
Sentiment: Positive
Publish Date: 2024-11-06 19:00:52
Radian (RDN) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $0.88 per share. This compares to earnings of $1.04 per share a year ago.
Sentiment: Positive
Publish Date: 2024-11-06 16:30:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported net income for the quarter ended September 30, 2024, of $152 million, or $0.99 per diluted share. This compares with net income for the quarter ended September 30, 2023, of $157 million, or $0.98 per diluted share. Adjusted pretax operating income for the quarter ended September 30, 2024, was $199 million, or $1.03 per diluted share. This compares with adjusted pretax operating income for the quarter ended September 30, 2.
Sentiment: Positive
Publish Date: 2024-11-04 16:30:00
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that its annual “Opens Doors Opens Hearts” fundraising campaign achieved an all-time record of nearly $475,000 to benefit the MBA Opens Doors Foundation, which provides mortgage and rental assistance to families caring for a critically ill or injured child. This year, the company's seventh annual “Opens Doors Opens Hearts” campaign received more than $158,000 in donations, significantly exceeding its $100,000 goal. With.
* The sentiment analysis presented is generated through an algorithm and may be subject to inaccuracies. Users are advised to corroborate key information and employ further analytical methods prior to making critical decisions.
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Interpret Technical Indicators
| Indicator | Bullish | Bearish |
|---|---|---|
| Price and EMA ⓘ | Price crosses above EMA | Price crosses below EMA |
| Short-Term vs Long-Term EMA ⓘ | Short EMA crosses above Long EMA | Short EMA crosses below Long EMA |
| Volume ⓘ | Increasing volume during price uptrend | Increasing volume during price downtrend |
| MACD ⓘ | MACD crosses above Signal Line | MACD crosses below Signal Line |
| RSI ⓘ | RSI is below 30 (oversold) and starts to rise above 30 | RSI is above 70 (overbought) and starts to decline below 70 |
| Candlestick Patterns ⓘ | Bullish candlestick patterns | Bearish candlestick patterns |
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