USD 55.47
| ticker | 1 day return % | 1 week return % | 1 month return % | 3 months return % | 6 months return % | 1 year return % | 3 years return % | 5 years return % | 10 years return % | maximum return % |
|---|---|---|---|---|---|---|---|---|---|---|
| TBBK | -0.3 | 1.2 | 3.5 | 13.1 | 9.9 | 22.6 | 86.0 | 379.4 | 543.5 | 246.7 |
| S&P 500 | -0.5 | -1.4 | 1.1 | 3.5 | 10.5 | 22.5 | 33.7 | 84.5 | 198.7 | 34092.8 |
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| Attribute | Value |
|---|---|
| symbol | TBBK |
| name | The Bancorp, Inc. |
| price | 55.47 |
| changes percentage | -0.2876 |
| change | -0.16 |
| day low | 54.99 |
| day high | 56.58 |
| year high | 61.17 |
| year low | 29.92 |
| market cap | 2658793587 |
| price avg 50 | 55.122 |
| price avg 200 | 46.6667 |
| exchange | NASDAQ |
| volume | 225739 |
| avg volume | 474388 |
| open | 55.23 |
| previous close | 55.63 |
| eps | 3.96 |
| pe | 14.01 |
| earnings announcement | 2025-01-30T21:00:00.000+0000 |
| shares outstanding | 47932100 |
| timestamp | 2025-01-29 20:40:12 |
We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001295401 | |||
| revenue | 447816000 | 354524000 | 26.31 |
| gross profit | 447816000 | 354524000 | 26.31 |
| gross profit ratio | 1 | 1 | 0.00 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 168224000 | -115376000 | 245.81 |
| interest income | 509507000 | 308371000 | 65.23 |
| interest expense | 155455000 | 59530000 | 161.14 |
| ebitda | 0 | 181214000 | -100.00 |
| ebitdaratio | 0 | 0.68 | -100.00 |
| operating income | 279592000 | 239148000 | 16.91 |
| operating income ratio | 0.62 | 0.67 | -7.44 |
| net income | 192296000 | 130213000 | 47.68 |
| net income ratio | 0.43 | 0.37 | 16.91 |
| eps | 3.53 | 2.3 | 53.48 |
Revenue Growth: revenue increased to 448 million in 2023 from 355 million in 2022 representing a change of 26.31%. This indicates a sales growth, which is a positive sign for the company.
Gross Profit: Gross Profit increased to 448 million in 2023 from 355 million in 2022 representing a change of 26.31%. This indicates a sales profitability growth, which is a positive sign for the company.
Operating Income: Operating income increased to 280 million in 2023 from 239 million in 2022 representing a change of 16.91%. The increase in operating income indicates better operational performance and increased profitability.
Net Income: Net income increased to 192 million in 2023 from 130 million in 2022 representing a change of 47.68%. The increase in net income shows improved profitability and indicates that the company is generating more profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 3.53 in 2023 from 3.53 in 2022 representing a change of 53.48%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
Operating Expenses: Operating Expenses increased to 168 million in 2023 from -115 million in 2022 representing a change of 245.81%. The increase in operating expenses can be attributed to various factors such as marketing, administrative costs, and investments in infrastructure. It's important to monitor if these expenses are growing at a sustainable rate compared to revenue.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to 0 million in 2023 from 181 million in 2022 representing a change of -100.0%. The decrease in EBITDA indicates declined operational efficiency and profitability.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001295401 | |||
| revenue | 125840000 | 168021000 | -25.10 |
| gross profit | -52760000 | 124517000 | -142.37 |
| gross profit ratio | -0.42 | 0.74 | -156.57 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 125840000 | 14237000 | 783.89 |
| interest income | 139680000 | 137299000 | 1.73 |
| interest expense | 45948000 | 43504000 | 5.62 |
| ebitda | 69878000 | 0 | NaN |
| ebitdaratio | 0.56 | -0.01 | 10836.57 |
| operating income | 69030000 | 72688000 | -5.03 |
| operating income ratio | 0.55 | 0.43 | 26.80 |
| net income | 51517000 | 53686000 | -4.04 |
| net income ratio | 0.41 | 0.32 | 28.13 |
| eps | 1.06 | 1.05 | 0.95 |
Revenue Growth: revenue decreased to 126 million in 2024Q3 from 168 million in 2024Q2 representing a change of -25.1%. This indicates a sales shrinking, which is a negative sign for the company.
Gross Profit: Gross Profit decreased to -53 million in 2024Q3 from 125 million in 2024Q2 representing a change of -142.37%. This indicates a sales profitability decline, which is a negative sign for the company.
Operating Income: Operating income decreased to 69 million in 2024Q3 from 73 million in 2024Q2 representing a change of -5.03%. The decrease in operating income indicates worse operational performance and decreased profitability.
Net Income: Net income decreased to 52 million in 2024Q3 from 54 million in 2024Q2 representing a change of -4.04%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.
Operating Expenses: Operating Expenses decreased to 126 million in 2024Q3 from 14 million in 2024Q2 representing a change of 783.89%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) increased to 70 million in 2024Q3 from 0 million in 2024Q2 representing a change of nan%. The increase in EBITDA indicates improved operational efficiency and profitability.
Earnings per Share (EPS): EPS increased to 1.06 in 2024Q3 from 1.06 in 2024Q2 representing a change of 0.95%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001295401 | |||
| total assets | 7705695000 | 7903000000 | -2.50 |
| total liabilities | 6898414000 | 7208969000 | -4.31 |
| total equity | 807281000 | 694031000 | 16.32 |
| cash and cash equivalents | 4820000 | 888189000 | -99.46 |
| short term investments | 747534000 | 766016000 | -2.41 |
| long term investments | 747534000 | 766016000 | -2.41 |
| total current assets | 4820000 | 822084000 | -99.41 |
| total non current assets | 7700875000 | 40153000 | 19078.83 |
| total current liabilities | 0 | 6559659000 | -100.00 |
| total non current liabilities | 6898414000 | 10028000 | 68691.52 |
| common stock | 53203000 | 55690000 | -4.47 |
| retained earnings | 561615000 | 369319000 | 52.07 |
| total debt | 147821000 | 122479000 | 20.69 |
Total Assets: Total Assets decreased to 7,706 million in 2023 from 7,903 million in 2022 representing a change of -2.5%. Suggesting a decrease in asset holdings.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 5 million in 2023 from 888 million in 2022 representing a change of -99.46%. This indicates a decrease in available liquid assets.
Short Term Investments: Short Term Investments decreased to 748 million in 2023 from 766 million in 2022 representing a change of -2.41%. This indicates a decrease in short-term investment holdings.
Total Current Assets: Total Current Assets decreased to 5 million in 2023 from 822 million in 2022 representing a change of -99.41%. This indicates a worsen liquidity position.
Common Stock: Common Stock decreased to 53 in 2023 from 56 in 2022 representing a change of -4.47%. This indicates a decrease in ownership interest.
Total Debt: Total Debt increased to 148 million in 2023 from 122 million in 2022 representing a change of 20.69%. This indicates an increase in overall debt burden.
Total Liabilities: Total Liabilities decreased to 6,898 million in 2023 from 7,209 million in 2022 representing a change of -4.31%. This indicates a decrease in overall liabilities.
Total Equity: Total Equity increased to 807 million in 2023 from 694 million in 2022 representing a change of 16.32%. This indicates an increase in shareholders' equity.
Total Current Liabilities: Total Current Liabilities decreased to 0 million in 2023 from 6,560 million in 2022 representing a change of -100.0%. This indicates a lower short-term debt burden.
Retained Earnings: Retained Earnings increased to 562 million in 2023 from 369 million in 2022 representing a change of 52.07%. This indicates an accumulated profits.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001295401 | |||
| total assets | 8094590000 | 8145401000 | -0.62 |
| total liabilities | 7279264000 | 7368410000 | -1.21 |
| total equity | 815326000 | 776991000 | 4.93 |
| cash and cash equivalents | 55765000 | 405594000 | -86.25 |
| short term investments | 1588289000 | 1581006000 | 0.46 |
| long term investments | 1588289000 | 680688000 | 133.34 |
| total current assets | 1639864000 | 507175000 | 223.33 |
| total non current assets | 1627337000 | 7638226000 | -78.69 |
| total current liabilities | 135000000 | 7095391000 | -98.10 |
| total non current liabilities | 300136000 | 273019000 | 9.93 |
| common stock | 48231000 | 49268000 | -2.10 |
| retained earnings | 723247000 | 671730000 | 7.67 |
| total debt | 173157000 | 147721000 | 17.22 |
Total Assets: Total Assets decreased to 8,095 million in 2024Q3 from 8,145 million in 2024Q2 representing a change of -0.62%. Suggesting a decrease in asset holdings.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 56 million in 2024Q3 from 406 million in 2024Q2 representing a change of -86.25%. This indicates a decrease in available liquid assets.
Common Stock: Common Stock decreased to 48 in 2024Q3 from 49 in 2024Q2 representing a change of -2.1%. This indicates a decrease in ownership interest.
Total Debt: Total Debt increased to 173 million in 2024Q3 from 148 million in 2024Q2 representing a change of 17.22%. This indicates an increase in overall debt burden.
Total Liabilities: Total Liabilities decreased to 7,279 million in 2024Q3 from 7,368 million in 2024Q2 representing a change of -1.21%. This indicates a decrease in overall liabilities.
Total Equity: Total Equity increased to 815 million in 2024Q3 from 777 million in 2024Q2 representing a change of 4.93%. This indicates an increase in shareholders' equity.
Short Term Investments: Short Term Investments increased to 1,588 million in 2024Q3 from 1,581 million in 2024Q2 representing a change of 0.46%. This indicates an increase in short-term investment holdings.
Total Current Assets: Total Current Assets increased to 1,640 million in 2024Q3 from 507 million in 2024Q2 representing a change of 223.33%. This indicates a better liquidity position.
Total Current Liabilities: Total Current Liabilities decreased to 135 million in 2024Q3 from 7,095 million in 2024Q2 representing a change of -98.1%. This indicates a lower short-term debt burden.
Retained Earnings: Retained Earnings increased to 723 million in 2024Q3 from 672 million in 2024Q2 representing a change of 7.67%. This indicates an accumulated profits.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001295401 | |||
| net change in cash | 149901000 | 286405000 | -47.66 |
| operating cash flow | 186718000 | 120982000 | 54.34 |
| free cash flow | 174029000 | 115848000 | 50.22 |
| capital expenditure | -12689000 | -5134000 | -147.16 |
| depreciation and amortization | 3472000 | 3300000 | 5.21 |
| deferred income tax | -5681000 | 5870000 | -196.78 |
| stock based compensation | 11392000 | 7592000 | 50.05 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 0 | NaN |
| investments in property plant and equipment | -12689000 | -5134000 | -147.16 |
| net cash used for investing activites | 415554000 | -828099000 | 150.18 |
| debt repayment | -3273000 | 0 | NaN |
| common stock issued | 104000 | 320000 | -67.50 |
| common stock repurchased | -99999000 | -60000000 | -66.66 |
| dividends paid | 0 | 0 | NaN |
| net cash used provided by financing activities | -452371000 | 993522000 | -145.53 |
| cash at end of period | 1038090000 | 888189000 | 16.88 |
| accounts receivables | 0 | -14134000 | 100.00 |
| cash at beginning of period | 888189000 | 601784000 | 47.59 |
Net Change in Cash: Net Change in Cash decreased to 150 million in 2023 from 286 million in 2022 representing a change of -47.66%. Indicating a declined ability to generate cash from the company's operations or its cash flow position.
Stock-Based Compensation: Stock-Based Compensation increased to 11 million in 2023 from 8 million in 2022 representing a change of 50.05%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.
Accounts Receivables: Accounts Receivables increased to 0 in 2023 from -14 million in 2022 representing a change of 100.0%. This suggests that the company is less capable of collecting payments from its customers.
Operating Cash Flow: Operating Cash Flow increased to 187 million in 2023 from 121 million in 2022 representing a change of 54.34%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to 174 million in 2023 from 116 million in 2022 representing a change of 50.22%. This indicates an increase in cash generated after accounting for capital expenditures.
Capital Expenditure: Capital Expenditure decreased to -13 million in 2023 from -5 million in 2022 representing a change of -147.16%. This indicates a possible improved efficiency or a shift in the company's strategic priorities.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001295401 | |||
| operating cash flow | 51221000 | 16896000 | 203.15 |
| free cash flow | 54464000 | 15257000 | 256.98 |
| capital expenditure | 3243000 | -1639000 | 297.86 |
| depreciation and amortization | -657000 | 1127000 | -158.30 |
| deferred income tax | 0 | 0 | NaN |
| stock based compensation | 3864000 | 3841000 | 0.60 |
| accounts receivables | 1974000 | -5859000 | 133.69 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 70000 | -100.00 |
| investments in property plant and equipment | 3243000 | -1639000 | 297.86 |
| net cash used for investing activites | -255615000 | -1025712000 | 75.08 |
| debt repayment | 135000000 | 0 | NaN |
| common stock issued | 0 | 0 | NaN |
| common stock repurchased | -50499000 | -100990000 | 50.00 |
| dividends paid | 0 | 0 | NaN |
| net cash used provided by financing activities | -145435000 | 163942000 | -188.71 |
| net change in cash | -349829000 | -844874000 | 58.59 |
| cash at end of period | 55765000 | 405594000 | -86.25 |
| cash at beginning of period | 405594000 | 1250468000 | -67.56 |
Net Change in Cash: Net Change in Cash increased to -350 million in 2024Q3 from -845 million in 2024Q2 representing a change of 58.59%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Operating Cash Flow: Operating Cash Flow increased to 51 million in 2024Q3 from 17 million in 2024Q2 representing a change of 203.15%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to 54 million in 2024Q3 from 15 million in 2024Q2 representing a change of 256.98%. This indicates an increase in cash generated after accounting for capital expenditures.
Capital Expenditure: Capital Expenditure increased to 3 million in 2024Q3 from -2 million in 2024Q2 representing a change of 297.86%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Stock-Based Compensation: Stock-Based Compensation increased to 4 million in 2024Q3 from 4 million in 2024Q2 representing a change of 0.6%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.
Accounts Receivables: Accounts Receivables increased to 2 in 2024Q3 from -6 million in 2024Q2 representing a change of 133.69%. This suggests that the company is less capable of collecting payments from its customers.
We save you time by utilizing Generative AI to summarize earnings transcripts. Our summaries provide a clear insight into the company's current performance, future outlook, and overall sentiment expressed during the call. Click on below links to explore more.
Note: The years mentioned below are fiscal years in accounting.
Q3 2024 Earnings call transcript
EPS represents the portion of a company's profit allocated to each outstanding share of common stock. A higher EPS is generally favorable, indicating stronger profitability on a per-share basis.
Positive EPS: A positive EPS signifies that a company is profitable, it is generally viewed positively, supporting stock value and investor confidence.
Negative EPS: Indicates that a company is operating at a loss, which could lead to negative sentiment, potential stock depreciation, and concerns about the company's financial health.
The Next Earning Date represents when the company plans to release its next set of financial results.
An upward trend in EPS suggests consistent growth in earnings, often leading to increased investor confidence. A downward trend may indicate a decline in earnings, potentially decreasing investor confidence and stock value. Fluctuating EPS suggests unpredictable financial performance, warranting cautious investor analysis.
Earnings surprise occurs when a company's actual earnings differ from analysts' expectations. A positive earnings surprise typically reflects better-than-expected performance, potentially leading to stock appreciation. Conversely, a negative earnings surprise can result in stock depreciation. An earnings surprise of zero means the earnings met expectations, which typically has a neutral impact on stock price.
Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.
| 2023-12-31 | 2022-12-31 | Y/Y change % | |
|---|---|---|---|
| FY | |||
| calendar year | 2023 | 2022 | NaN |
| revenue per share | 8.22 | 6.27 | 31.07 |
| net income per share | 3.53 | 2.3 | 53.23 |
| operating cash flow per share | 3.43 | 2.14 | 60.14 |
| free cash flow per share | 3.19 | 2.05 | 55.87 |
| cash per share | 13.8 | 29.25 | -52.81 |
| book value per share | 14.81 | 12.27 | 20.69 |
| tangible book value per share | 14.78 | 12.24 | 20.80 |
| shareholders equity per share | 14.81 | 12.27 | 20.69 |
| interest debt per share | 5.56 | 3.22 | 72.89 |
| market cap | 2101753866.4 | 1605067879.14 | 30.94 |
| enterprise value | 2244754866.4 | 839357879.14 | 167.44 |
| pe ratio | 10.93 | 12.33 | -11.33 |
| price to sales ratio | 4.69 | 4.53 | 3.67 |
| pocfratio | 11.26 | 13.27 | -15.16 |
| pfcf ratio | 12.08 | 13.85 | -12.83 |
| pb ratio | 2.6 | 2.31 | 12.58 |
| ptb ratio | 2.6 | 2.31 | 12.58 |
| ev to sales | 5.01 | 2.37 | 111.72 |
| enterprise value over ebitda | 0 | 4.63 | -100.00 |
| ev to operating cash flow | 12.02 | 6.94 | 73.28 |
| ev to free cash flow | 12.9 | 7.25 | 78.03 |
| earnings yield | 0.09 | 0.08 | 12.78 |
| free cash flow yield | 0.08 | 0.07 | 14.72 |
| debt to equity | 0.18 | 0.18 | 3.76 |
| debt to assets | 0.02 | 0.02 | 23.78 |
| net debt to ebitda | 0 | -4.23 | 100.00 |
| current ratio | 0 | 0.13 | -100.00 |
| interest coverage | 1.8 | 4.02 | -55.23 |
| income quality | 0.97 | 0.93 | 4.51 |
| dividend yield | 0 | 0 | NaN |
| payout ratio | 0 | 0 | NaN |
| sales general and administrative to revenue | 0.3 | 0.31 | -1.53 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.0 | 0.0 | -17.36 |
| capex to operating cash flow | 0.07 | 0.04 | 60.14 |
| capex to revenue | 0.03 | 0.01 | 95.67 |
| capex to depreciation | 3.65 | 1.56 | 134.91 |
| stock based compensation to revenue | 0.03 | 0.02 | 18.79 |
| graham number | 34.29 | 25.21 | 35.99 |
| roic | 0.03 | -0.03 | 188.45 |
| return on tangible assets | 0.02 | 0.02 | 51.45 |
| graham net net | -102.81 | -97.79 | -5.13 |
| working capital | 4820000 | -5737575000 | 100.08 |
| tangible asset value | 805630000 | 691982000 | 16.42 |
| net current asset value | -6893594000 | -6386885000 | -7.93 |
| invested capital | 33945000 | -5717125000 | 100.59 |
| average receivables | 377598000 | 16002500 | 2259.62 |
| average payables | 0 | 0 | NaN |
| average inventory | 0 | -310592500 | 100.00 |
| days sales outstanding | 589.45 | 32.95 | 1688.88 |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | 0 | NaN |
| receivables turnover | 0.62 | 11.08 | -94.41 |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | 0 | NaN |
| roe | 0.24 | 0.19 | 26.96 |
| capex per share | 0.23 | 0.09 | 156.45 |
ROE: Return on Equity (ROE) increased to 0.24 on 2023-12-31 from 0.19 on 2022-12-31, representing a change of 26.96%. Suggesting the company has been generating high returns for its shareholders.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.18 on 2023-12-31 from 0.18 on 2022-12-31, representing a change of 3.76%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
PE Ratio: Price-to-Earnings (P/E) Ratio decreased to 10.93 on 2023-12-31 from 12.33 on 2022-12-31, representing a change of -11.33%. Indicating a decrease in the relative valuation of the company's stock.
Current Ratio: Current Ratio decreased to 0.00 on 2023-12-31 from 0.13 on 2022-12-31, representing a change of -100.00%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Also, it's below 1, indicating potential liquidity issues.
| 2024-09-30 Q3 | 2024-06-30 Q2 | Q/Q change % | |
|---|---|---|---|
| TBBK | |||
| calendar year | 2024 | 2024 | NaN |
| revenue per share | 2.58 | 3.3 | -21.76 |
| net income per share | 1.06 | 1.05 | 0.25 |
| operating cash flow per share | 1.05 | 0.33 | 216.69 |
| free cash flow per share | 1.12 | 0.3 | 272.92 |
| cash per share | 33.72 | 39.0 | -13.55 |
| book value per share | 16.72 | 15.25 | 9.62 |
| tangible book value per share | 16.69 | 15.23 | 9.64 |
| shareholders equity per share | 16.72 | 15.25 | 9.62 |
| interest debt per share | 4.49 | 3.75 | 19.70 |
| market cap | 2608626241.5 | 1930514384.5 | 35.13 |
| enterprise value | 2726018241.5 | 1672641384.5 | 62.98 |
| pe ratio | 12.66 | 8.99 | 40.82 |
| price to sales ratio | 20.73 | 11.49 | 80.42 |
| pocfratio | 50.93 | 114.26 | -55.43 |
| pfcf ratio | 47.9 | 126.53 | -62.15 |
| pb ratio | 3.2 | 2.48 | 28.77 |
| ptb ratio | 3.2 | 2.48 | 28.77 |
| ev to sales | 21.66 | 9.95 | 117.61 |
| enterprise value over ebitda | 39.01 | 0 | NaN |
| ev to operating cash flow | 53.22 | 99.0 | -46.24 |
| ev to free cash flow | 50.05 | 109.63 | -54.35 |
| earnings yield | 0.02 | 0.03 | -28.98 |
| free cash flow yield | 0.02 | 0.01 | 164.18 |
| debt to equity | 0.21 | 0.19 | 11.71 |
| debt to assets | 0.02 | 0.02 | 17.95 |
| net debt to ebitda | 1.68 | 0 | NaN |
| current ratio | 12.15 | 0.07 | 16893.88 |
| interest coverage | 1.5 | 1.67 | -10.08 |
| income quality | 0.99 | 0.31 | 215.92 |
| dividend yield | 0 | 0 | NaN |
| payout ratio | 0 | 0 | NaN |
| sales general and administrative to revenue | 0.3 | 0.22 | 33.54 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.0 | 0.0 | -6.23 |
| capex to operating cash flow | 0.06 | 0.1 | -34.73 |
| capex to revenue | 0.03 | 0.01 | 164.19 |
| capex to depreciation | -4.94 | 1.45 | -439.41 |
| stock based compensation to revenue | 0.03 | 0.02 | 34.32 |
| graham number | 19.94 | 19.02 | 4.83 |
| roic | 0.02 | 0.05 | -69.53 |
| return on tangible assets | 0.01 | 0.01 | -3.44 |
| graham net net | -104.15 | -106.14 | 1.87 |
| working capital | 1504864000 | -6588216000 | 122.84 |
| tangible asset value | 813973000 | 775539000 | 4.96 |
| net current asset value | -5639400000 | -6861235000 | 17.81 |
| invested capital | 1534308000 | -6558726000 | 123.39 |
| average receivables | 371119500 | 0 | NaN |
| average payables | 0 | 0 | NaN |
| average inventory | -24730500 | -48213500 | 48.71 |
| days sales outstanding | 530.84 | 0 | NaN |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | -102.32 | 100.00 |
| receivables turnover | 0.17 | 0 | NaN |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | -0.88 | 100.00 |
| roe | 0.06 | 0.07 | -8.55 |
| capex per share | 0.07 | 0.03 | 106.70 |
ROE:
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 12.66 on 2024-09-30 Q3 from 8.99 on 2024-06-30 Q2, representing a change of 40.82%. Indicating an increase in the relative valuation of the company's stock.
Current Ratio: Current Ratio increased to 12.15 on 2024-09-30 Q3 from 0.07 on 2024-06-30 Q2, representing a change of 16893.88%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 0.21 on 2024-09-30 Q3 from 0.19 on 2024-06-30 Q2, representing a change of 11.71%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. Higher leverage may increase financial risk. However, a ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
Negative Sentiment: Discounted Cash Flow value is -27.01 which is lower than current price 55.47, indicates the company may be overvalued.
| Market Capitalization | Enterprise Value | |
|---|---|---|
| Definition | The total market value of a company's outstanding shares | The total market value of a company, including its debt and other liabilities |
| Calculation | Current share price * Total number of outstanding shares | Market capitalization + Total debt - Cash and cash equivalents |
| Focus | Equity component of a company's value | Total economic value of a company |
| Usefulness | Assesses a company's size and growth potential based on investor sentiment | Provides a more comprehensive valuation that considers both equity and debt |
Analyzing dividends is a crucial aspect of investment evaluation, offering valuable insights into a company's financial health and its commitment to shareholder returns. Dividends represent a portion of a company's profits distributed to its shareholders, providing a steady income stream. We help you analyze dividends based on the indicators mentioned below:
• Investors often assess the average dividend amount, observing trends over time to gauge the company's stability and growth potential. A positive trend in average dividends indicates a consistent and potentially lucrative investment. Additionally, evaluating the trend of dividend increases provides insight into the company's financial strength and management's confidence in future earnings.
• Consistency in paying dividends is a reassuring sign, reflecting a company's reliability and commitment to shareholder value. For investors, dividends not only offer income but also contribute to the overall total return on investment.
• Companies with a history of regular and increasing dividends can attract income-focused investors seeking stable returns, making dividends a critical factor in building a well-rounded investment portfolio.
Interested in the overall sentiment for a particular period? Check out our news sentiment analysis tool.
Sentiment: Positive
Publish Date: 2025-01-29 15:23:00
WHITE PLAINS, N.Y., Jan. 29, 2025 (GLOBE NEWSWIRE) -- NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the âCompanyâ), the parent holding company of NorthEast Community Bank (the âBankâ), generated net income of $10.9 million, or $0.83 per basic share and $0.80 per diluted share, for the fourth quarter ended December 31, 2024 compared to net income of $12.1 million, or $0.82 per basic and diluted share, for the fourth quarter ended December 31, 2023.
Sentiment: Positive
Publish Date: 2025-01-29 14:55:00
Manhattan, KS, Jan. 29, 2025 (GLOBE NEWSWIRE) -- Landmark Bancorp, Inc. (Nasdaq: LARK) announced that it will release earnings for the fourth quarter of 2024 after the market closes on Tuesday, February 4, 2025. The Company will host a conference call to discuss these results on Wednesday, February 5, 2024 at 10:00 am (CT). Investors may listen to the Company's earnings call via telephone by dialing (833) 470-1428 and using access code 296482. Investors are encouraged to call the dial-in number at least 5 minutes prior to the scheduled start of the call.
Sentiment: Positive
Publish Date: 2025-01-29 14:13:00
WILLIAMSPORT, Pa., Jan. 29, 2025 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $17.7 million for the twelve months ended December 31, 2024, resulting in basic and diluted earnings per share of $2.35.
Sentiment: Neutral
Publish Date: 2025-01-29 13:41:58
U.S. Bancorp has chosen its new CEO from within its ranks. Gunjan Kedia, the Minneapolis-based lender's president, will become its new chief executive following its April 15 shareholders meeting, U.S. Bancorp announced Wednesday (Jan. 29).
Sentiment: Negative
Publish Date: 2025-01-29 12:30:00
NEW YORK, NY / ACCESS Newswire / January 29, 2025 / If you suffered a loss on your Customers Bancorp, Inc. (NYSE:CUBI) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/customers-bancorp-inc-lawsuit-submission-form?prid=125852&wire=1 or contact Joseph E. Levi, Esq.
Sentiment: Negative
Publish Date: 2025-01-29 12:00:00
NEW YORK, NY / ACCESS Newswire / January 29, 2025 / If you suffered a loss on your Customers Bancorp, Inc. (NYSE:CUBI) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/customers-bancorp-inc-lawsuit-submission-form?prid=125841&wire=1 or contact Joseph E. Levi, Esq.
Sentiment: Negative
Publish Date: 2025-01-29 10:33:00
Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses In Customers Bancorp To Contact Him Directly To Discuss Their Options
Sentiment: Neutral
Publish Date: 2025-01-29 08:15:00
RUTHERFORD, N.J., Jan. 29, 2025 (GLOBE NEWSWIRE) -- Blue Foundry Bancorp (NASDAQ:BLFY) (the âCompanyâ), the holding company for Blue Foundry Bank (the âBankâ), reported a net loss of $11.9 million, or $0.55 per diluted common share, for the year ended December 31, 2024 compared to a net loss of $7.4 million, or $0.31 per diluted common share for the year ended December 31, 2023.
Sentiment: Positive
Publish Date: 2025-01-29 07:30:00
Fourth Quarter Performance Highlights Net Income: Net income for the quarter ended December 31, 2024 totaled $3.9 million or $0.52 per diluted share (including Series A preferred shares). Record Non-interest Income: The Company reported record non-interest income of $4.2 million for the quarter ended December 31, 2024, an increase of $0.2 million or 5.89% from the quarter ended September 30, 2024 and $0.9 million or 28.67% from the quarter ended December 31, 2023.
Sentiment: Negative
Publish Date: 2025-01-29 07:25:00
NEW YORK, NY / ACCESS Newswire / January 29, 2025 / Levi & Korsinsky notifies investors that it has commenced an investigation of Midland States Bancorp, Inc. ("Midland States Bancorp, Inc.") (NASDAQ:MSBI) concerning possible violations of federal securities laws. Midland States Bancorp announced its financial results for the fourth quarter of 2024 on January 23, 2025.
Sentiment: Negative
Publish Date: 2025-01-29 07:25:00
NEW YORK, NY / ACCESS Newswire / January 29, 2025 / If you suffered a loss on your Customers Bancorp, Inc. (NYSE:CUBI) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/customers-bancorp-inc-lawsuit-submission-form?prid=125723&wire=1 or contact Joseph E. Levi, Esq.
Sentiment: Neutral
Publish Date: 2025-01-29 07:00:00
DUNMORE, Pa., Jan. 29, 2025 (GLOBE NEWSWIRE) -- Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) and its banking subsidiary, The Fidelity Deposit and Discount Bank ("the Company"), announced its unaudited, consolidated financial results for the three and twelve month periods ended December 31, 2024.
Sentiment: Negative
Publish Date: 2025-01-29 07:00:00
PORT ANGELES, Wash., Jan. 29, 2025 (GLOBE NEWSWIRE) -- First Northwest Bancorp (Nasdaq: FNWB) ("First Northwest" or the "Company") today reported a net loss of $2.8 million for the fourth quarter of 2024, compared to a net loss of $2.0 million for the third quarter of 2024 and a net loss of $5.5 million for the fourth quarter of 2023.
Sentiment: Positive
Publish Date: 2025-01-28 18:30:00
BAKERSFIELD, Calif. , Jan. 28, 2025 /PRNewswire/ -- Mission Bancorp ("Mission" or the "Company") (OTC Pink: MSBC), a bank holding company and parent of Mission Bank (the "Bank"), reported unaudited net income available to common shareholders of $7.7 million, or $2.85 per diluted common share, for the fourth quarter of 2024, compared to net income available to common shareholders of $7.8 million, or $2.91 per diluted common share, for the fourth quarter of 2023, and net income available to common shareholders of $7.8 million, or $2.93 per diluted common share, for the linked quarter.
Sentiment: Neutral
Publish Date: 2025-01-28 18:03:00
MCLEAN, Va.--(BUSINESS WIRE)--Chain Bridge Bancorp, Inc. (NYSE: CBNA) (the âCompanyâ), the holding company for Chain Bridge Bank, N.A. (the âBankâ), today announced financial results for the fourth quarter of 2024 and the twelve months ended December 31, 2024. Peter G. Fitzgerald, Chairman of Chain Bridge Bancorp, Inc., commented: âThe fourth quarter of 2024 included our initial public offering in October 2024, the first by a U.S. banking institution in over two years. This milestone reflects o.
Sentiment: Positive
Publish Date: 2025-01-28 17:38:00
MUNSTER, Ind., Jan. 28, 2025 (GLOBE NEWSWIRE) -- Finward Bancorp (Nasdaq: FNWD) (the âBancorpâ), the holding company for Peoples Bank (the âBankâ), today announced that net income available to common stockholders was $12.1 million, or $2.84 per diluted share, for the twelve months ended December 31, 2024, as compared to $8.4 million, or $1.96 per diluted share, for the corresponding prior year period. For the three months ended December 31, 2024, the Bancorp's net income totaled $2.1 million, or $0.49 per diluted share, as compared to $606 thousand, or $0.14 per diluted share, for the three months ended September 30, 2024, and as compared to $1.5 million, or $0.35 per diluted share, for the three months ended December 31, 2023. Selected performance metrics are as follows for the periods presented:
Sentiment: Positive
Publish Date: 2025-01-28 16:15:00
CINCINNATI , Jan. 28, 2025 /PRNewswire/ -- On Tuesday, January 28, 2025, the board of directors of First Financial Bancorp. (NASDAQ: FFBC) declared a quarterly cash dividend of $0.24 per common share.
Sentiment: Positive
Publish Date: 2025-01-28 16:05:00
Full year 2024 net income of $320.4 million set a new Company record, increasing 15% compared to 2023. Full year 2024 diluted earnings per common share of $6.30 reached the highest level in Company history and increased 12% compared to 2023.
Sentiment: Positive
Publish Date: 2025-01-28 16:05:00
WESTFIELD, Mass., Jan. 28, 2025 (GLOBE NEWSWIRE) -- Western New England Bancorp, Inc. (the âCompanyâ or âWNEBâ) (NasdaqGS: WNEB), the holding company for Westfield Bank (the âBankâ), announced today the unaudited results of operations for the three and twelve months ended December 31, 2024. For the three months ended December 31, 2024, the Company reported net income of $3.3 million, or $0.16 per diluted share, compared to net income of $2.5 million, or $0.12 per diluted share, for the three months ended December 31, 2023. On a linked quarter basis, net income was $3.3 million, or $0.16 per diluted share, for the three months ended December 31, 2024, as compared to net income of $1.9 million, or $0.09 per diluted share, for the three months ended September 30, 2024. For the twelve months ended December 31, 2024, net income was $11.7 million, or $0.56 per diluted share, compared to net income of $15.1 million, or $0.70 per diluted share, for the twelve months ended December 31, 2023.
Sentiment: Neutral
Publish Date: 2025-01-28 16:00:00
PRINCETON, N.J. , Jan. 28, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations at and for the quarter and twelve-months ended December 31, 2024.
* The sentiment analysis presented is generated through an algorithm and may be subject to inaccuracies. Users are advised to corroborate key information and employ further analytical methods prior to making critical decisions.
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Interpret Technical Indicators
| Indicator | Bullish | Bearish |
|---|---|---|
| Price and EMA ⓘ | Price crosses above EMA | Price crosses below EMA |
| Short-Term vs Long-Term EMA ⓘ | Short EMA crosses above Long EMA | Short EMA crosses below Long EMA |
| Volume ⓘ | Increasing volume during price uptrend | Increasing volume during price downtrend |
| MACD ⓘ | MACD crosses above Signal Line | MACD crosses below Signal Line |
| RSI ⓘ | RSI is below 30 (oversold) and starts to rise above 30 | RSI is above 70 (overbought) and starts to decline below 70 |
| Candlestick Patterns ⓘ | Bullish candlestick patterns | Bearish candlestick patterns |
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