USD 1.6
| ticker | 1 day return % | 1 week return % | 1 month return % | 3 months return % | 6 months return % | 1 year return % | 3 years return % | 5 years return % | 10 years return % | maximum return % |
|---|---|---|---|---|---|---|---|---|---|---|
| FPAY | 3.2 | -1.8 | 11.9 | -4.8 | 45.5 | 37.9 | 9.6 | -41.6 | -82.2 | -70.9 |
| S&P 500 | -1.7 | -1.7 | -1.4 | 0.7 | 6.7 | 18.6 | 40.2 | 86.4 | 184.2 | 33949.4 |
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| Attribute | Value |
|---|---|
| symbol | FPAY |
| name | FlexShopper, Inc. |
| price | 1.6 |
| changes percentage | 3.22581 |
| change | 0.05 |
| day low | 1.52 |
| day high | 1.63 |
| year high | 2.37 |
| year low | 0.97 |
| market cap | 34338400 |
| price avg 50 | 1.6364 |
| price avg 200 | 1.32905 |
| exchange | NASDAQ |
| volume | 123662 |
| avg volume | 253316 |
| open | 1.55 |
| previous close | 1.55 |
| eps | -0.26 |
| pe | -6.15 |
| earnings announcement | 2025-03-31T10:59:00.000+0000 |
| shares outstanding | 21461500 |
| timestamp | 2025-02-21 21:00:01 |
We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001397047 | |||
| revenue | 116975007 | 113056173 | 3.47 |
| gross profit | 104475908 | 109672160 | -4.74 |
| gross profit ratio | 0.89 | 0.97 | -7.93 |
| research and development expenses | 0 | -0.03 | 100.00 |
| operating expenses | 90785561 | 115975370 | -21.72 |
| interest income | 0 | 14545409 | -100.00 |
| interest expense | 18913773 | 11161396 | 69.46 |
| ebitda | 13690347 | 71022835 | -80.72 |
| ebitdaratio | 0.12 | 0.63 | -81.37 |
| operating income | 13690347 | -6303210 | 317.20 |
| operating income ratio | 0.12 | -0.06 | 309.92 |
| net income | -4233617 | 13631719 | -131.06 |
| net income ratio | -0.04 | 0.12 | -130.02 |
| eps | -0.35 | 0.63 | -155.56 |
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001397047 | |||
| revenue | 38588501 | 31758885 | 21.50 |
| gross profit | 22500821 | 13572093 | 65.79 |
| gross profit ratio | 0.58 | 0.43 | 36.45 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 12943329 | 24098107 | -46.29 |
| interest income | -855970 | None | NaN |
| interest expense | 6578338 | None | NaN |
| ebitda | 9557492 | 5500460 | 73.76 |
| ebitdaratio | 0.25 | 0.17 | 43.01 |
| operating income | 9557492 | 2377066 | 302.07 |
| operating income ratio | 0.25 | 0.07 | 230.91 |
| net income | 2366384 | -1603059 | 247.62 |
| net income ratio | 0.06 | -0.05 | 221.49 |
| eps | 0.06 | -0.13 | 142.38 |
Revenue Growth: revenue increased to 39 million in 2024Q3 from 32 million in 2024Q2 representing a change of 21.5%. This indicates a sales growth, which is a positive sign for the company.
Gross Profit: Gross Profit increased to 23 million in 2024Q3 from 14 million in 2024Q2 representing a change of 65.79%. This indicates a sales profitability growth, which is a positive sign for the company.
Operating Expenses: Operating Expenses decreased to 13 million in 2024Q3 from 24 million in 2024Q2 representing a change of -46.29%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) increased to 10 million in 2024Q3 from 6 million in 2024Q2 representing a change of 73.76%. The increase in EBITDA indicates improved operational efficiency and profitability.
Operating Income: Operating income increased to 10 million in 2024Q3 from 2 million in 2024Q2 representing a change of 302.07%. The increase in operating income indicates better operational performance and increased profitability.
Net Income: Net income increased to 2 million in 2024Q3 from -2 million in 2024Q2 representing a change of 247.62%. The increase in net income shows improved profitability and indicates that the company is generating more profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 0.06 in 2024Q3 from 0.06 in 2024Q2 representing a change of 142.38%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001397047 | |||
| total assets | 156490377 | 148289510 | 5.53 |
| total liabilities | 127259604 | 117254837 | 8.53 |
| total equity | 29230773 | 122601621 | -76.16 |
| cash and cash equivalents | 4413130 | 6051713 | -27.08 |
| short term investments | 0 | 0 | NaN |
| long term investments | 0 | 0 | NaN |
| total current assets | 117434627 | 109685473 | 7.06 |
| total non current assets | 39055750 | 38604037 | 1.17 |
| total current liabilities | 12134118 | 12228312 | -0.77 |
| total non current liabilities | 115125486 | 105026525 | 9.62 |
| common stock | 2176 | 2176 | 0.00 |
| retained earnings | -35824200 | -31590583 | -13.40 |
| total debt | 115569162 | 97740297 | 18.24 |
Total Assets: Total Assets increased to 156 million in 2023 from 148 million in 2022 representing a change of 5.53%. Suggesting a growth in asset holdings.
Total Current Assets: Total Current Assets increased to 117 million in 2023 from 110 million in 2022 representing a change of 7.06%. This indicates a better liquidity position.
Total Current Liabilities: Total Current Liabilities decreased to 12 million in 2023 from 12 million in 2022 representing a change of -0.77%. This indicates a lower short-term debt burden.
Total Liabilities: Total Liabilities increased to 127 million in 2023 from 117 million in 2022 representing a change of 8.53%. This indicates an increase in overall liabilities.
Total Equity: Total Equity decreased to 29 million in 2023 from 123 million in 2022 representing a change of -76.16%. This indicates a decrease in shareholders' equity.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 4 million in 2023 from 6 million in 2022 representing a change of -27.08%. This indicates a decrease in available liquid assets.
Retained Earnings: Retained Earnings decreased to -36 million in 2023 from -32 million in 2022 representing a change of -13.4%. This indicates an accumulated losses.
Total Debt: Total Debt increased to 116 million in 2023 from 98 million in 2022 representing a change of 18.24%. This indicates an increase in overall debt burden.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001397047 | |||
| total assets | 187261759 | 172212388 | 8.74 |
| total liabilities | 157453187 | 144731149 | 8.79 |
| total equity | 29808572 | 27481239 | 8.47 |
| cash and cash equivalents | 7330542 | 4892912 | 49.82 |
| short term investments | 0 | 0 | NaN |
| long term investments | 0 | 0 | NaN |
| total current assets | 149298555 | 132438401 | 12.73 |
| total non current assets | 37963204 | 39773987 | -4.55 |
| total current liabilities | 18718590 | 8394171 | 123.00 |
| total non current liabilities | 138734597 | 136336978 | 1.76 |
| common stock | 2200 | 2200 | 0.00 |
| retained earnings | -35275053 | -37641438 | 6.29 |
| total debt | 149626614 | 136774185 | 9.40 |
Total Assets: Total Assets increased to 187 million in 2024Q3 from 172 million in 2024Q2 representing a change of 8.74%. Suggesting a growth in asset holdings.
Total Equity: Total Equity increased to 30 million in 2024Q3 from 27 million in 2024Q2 representing a change of 8.47%. This indicates an increase in shareholders' equity.
Cash And Cash Equivalents: Cash And Cash Equivalents increased to 7 million in 2024Q3 from 5 million in 2024Q2 representing a change of 49.82%. This indicates an increase in available liquid assets.
Total Current Assets: Total Current Assets increased to 149 million in 2024Q3 from 132 million in 2024Q2 representing a change of 12.73%. This indicates a better liquidity position.
Retained Earnings: Retained Earnings increased to -35 million in 2024Q3 from -38 million in 2024Q2 representing a change of 6.29%. This indicates an accumulated profits.
Total Liabilities: Total Liabilities increased to 157 million in 2024Q3 from 145 million in 2024Q2 representing a change of 8.79%. This indicates an increase in overall liabilities.
Total Current Liabilities: Total Current Liabilities increased to 19 million in 2024Q3 from 8 million in 2024Q2 representing a change of 123.0%. This indicates a higher short-term debt burden.
Total Debt: Total Debt increased to 150 million in 2024Q3 from 137 million in 2024Q2 representing a change of 9.4%. This indicates an increase in overall debt burden.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001397047 | |||
| net change in cash | -1760219 | 1078707 | -263.18 |
| operating cash flow | -6664520 | -31236936 | 78.66 |
| free cash flow | -12999796 | -37735051 | 65.55 |
| capital expenditure | -6335276 | -6498115 | 2.51 |
| depreciation and amortization | 56288128 | 77326045 | -27.21 |
| deferred income tax | -929533 | -17282364 | 94.62 |
| stock based compensation | 1677708 | 997830 | 68.14 |
| accounts payables | 627905 | -1976844 | 131.76 |
| inventory | 0 | -63164760 | 100.00 |
| acquisitions net | 0 | 2938355 | -100.00 |
| investments in property plant and equipment | -6335276 | -6498115 | 2.51 |
| net cash used for investing activites | -7561259 | -5200645 | -45.39 |
| debt repayment | 12746535 | 37704794 | -66.19 |
| common stock issued | 0 | 261505 | -100.00 |
| common stock repurchased | -166757 | 0 | NaN |
| dividends paid | 0 | 0 | NaN |
| net cash used provided by financing activities | 12465560 | 37516288 | -66.77 |
| cash at end of period | 4413130 | 6173349 | -28.51 |
| accounts receivables | 0 | -101920524 | 100.00 |
| cash at beginning of period | 6173349 | 5094642 | 21.17 |
Net Change in Cash: Net Change in Cash decreased to -2 million in 2023 from 1 million in 2022 representing a change of -263.18%. Indicating a declined ability to generate cash from the company's operations or its cash flow position.
Capital Expenditure: Capital Expenditure increased to -6 million in 2023 from -6 million in 2022 representing a change of 2.51%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Deferred Income Tax: Deferred Income Tax increased to -1 million in 2023 from -17 million in 2022 representing a change of 94.62%. This indicates that the company's tax liability for future periods has increased.
Stock-Based Compensation: Stock-Based Compensation increased to 2 million in 2023 from 1 million in 2022 representing a change of 68.14%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.
Accounts Receivables: Accounts Receivables increased to 0 in 2023 from -102 million in 2022 representing a change of 100.0%. This suggests that the company is less capable of collecting payments from its customers.
Operating Cash Flow: Operating Cash Flow increased to -7 million in 2023 from -31 million in 2022 representing a change of 78.66%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to -13 million in 2023 from -38 million in 2022 representing a change of 65.55%. This indicates an increase in cash generated after accounting for capital expenditures.
Accounts Payables: The absolute value of Accounts Payables decreased to 1 million in 2023 from 2 million in 2022 representing a change of 131.76%. This indicates that the company has reduced its outstanding obligations to its suppliers.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001397047 | |||
| operating cash flow | -7892887 | -10255115 | 23.03 |
| free cash flow | -9574966 | -11647331 | 17.79 |
| capital expenditure | -1682079 | -1392216 | -20.82 |
| depreciation and amortization | 2751062 | 2382729 | 15.46 |
| deferred income tax | 0 | -1246030 | 100.00 |
| stock based compensation | 0 | 154873 | -100.00 |
| accounts receivables | -17113353 | 0 | NaN |
| accounts payables | 0 | 441256 | -100.00 |
| inventory | -12717031 | 0 | NaN |
| acquisitions net | 0 | 0 | NaN |
| investments in property plant and equipment | -1682079 | -1872088 | 10.15 |
| net cash used for investing activites | -2073509 | -1872088 | -10.76 |
| debt repayment | 12600000 | 11747661 | 7.26 |
| common stock issued | 0 | 0 | NaN |
| common stock repurchased | -195974 | -194708 | -0.65 |
| dividends paid | 0 | 0 | NaN |
| net cash used provided by financing activities | 12404026 | 11426365 | 8.56 |
| net change in cash | 2437630 | -700838 | 447.82 |
| cash at end of period | 7330542 | 4892912 | 49.82 |
| cash at beginning of period | 4892912 | 5593750 | -12.53 |
Net Change in Cash: Net Change in Cash increased to 2 million in 2024Q3 from -1 million in 2024Q2 representing a change of 447.82%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Operating Cash Flow: Operating Cash Flow increased to -8 million in 2024Q3 from -10 million in 2024Q2 representing a change of 23.03%. This indicates that the company generated more cash from its core business operations.
Free Cash Flow: Free Cash Flow increased to -10 million in 2024Q3 from -12 million in 2024Q2 representing a change of 17.79%. This indicates an increase in cash generated after accounting for capital expenditures.
Capital Expenditure: Capital Expenditure decreased to -2 million in 2024Q3 from -1 million in 2024Q2 representing a change of -20.82%. This indicates a possible improved efficiency or a shift in the company's strategic priorities.
Stock-Based Compensation: Stock-Based Compensation decreased to 0 million in 2024Q3 from 0 million in 2024Q2 representing a change of -100.0%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.
Accounts Payables: The absolute value of Accounts Payables decreased to 0 million in 2024Q3 from 0 million in 2024Q2 representing a change of -100.0%. This indicates that the company has reduced its outstanding obligations to its suppliers.
Accounts Receivables: Accounts Receivables decreased to -17 million in 2024Q3 from 0 million in 2024Q2 representing a change of nan%. This suggests that the company has been able to collect payments from its customers more efficiently and timely.
Deferred Income Tax: Deferred Income Tax increased to 0 million in 2024Q3 from -1 million in 2024Q2 representing a change of 100.0%. This indicates that the company's tax liability for future periods has increased.
We save you time by utilizing Generative AI to summarize earnings transcripts. Our summaries provide a clear insight into the company's current performance, future outlook, and overall sentiment expressed during the call. Click on below links to explore more.
Note: The years mentioned below are fiscal years in accounting.
Q3 2024 Earnings call transcript
EPS represents the portion of a company's profit allocated to each outstanding share of common stock. A higher EPS is generally favorable, indicating stronger profitability on a per-share basis.
Positive EPS: A positive EPS signifies that a company is profitable, it is generally viewed positively, supporting stock value and investor confidence.
Negative EPS: Indicates that a company is operating at a loss, which could lead to negative sentiment, potential stock depreciation, and concerns about the company's financial health.
The Next Earning Date represents when the company plans to release its next set of financial results.
An upward trend in EPS suggests consistent growth in earnings, often leading to increased investor confidence. A downward trend may indicate a decline in earnings, potentially decreasing investor confidence and stock value. Fluctuating EPS suggests unpredictable financial performance, warranting cautious investor analysis.
Earnings surprise occurs when a company's actual earnings differ from analysts' expectations. A positive earnings surprise typically reflects better-than-expected performance, potentially leading to stock appreciation. Conversely, a negative earnings surprise can result in stock depreciation. An earnings surprise of zero means the earnings met expectations, which typically has a neutral impact on stock price.
Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.
| 2023-12-31 | 2022-12-31 | Y/Y change % | |
|---|---|---|---|
| FY | |||
| calendar year | 2023 | 2022 | NaN |
| revenue per share | 4.88 | 5.22 | -6.54 |
| net income per share | -0.18 | 0.63 | -128.05 |
| operating cash flow per share | -0.28 | -1.44 | 80.73 |
| free cash flow per share | -0.54 | -1.74 | 68.88 |
| cash per share | 0.18 | 0.28 | -34.13 |
| book value per share | 1.22 | 1.43 | -14.92 |
| tangible book value per share | 0.66 | 0.73 | -9.86 |
| shareholders equity per share | 1.22 | 1.43 | -14.92 |
| interest debt per share | 5.61 | 5.03 | 11.55 |
| market cap | 40021055.68 | 20023378.8 | 99.87 |
| enterprise value | 151177087.68 | 111711962.8 | 35.33 |
| pe ratio | -9.45 | 1.47 | -743.56 |
| price to sales ratio | 0.34 | 0.18 | 93.18 |
| pocfratio | -6.01 | -0.64 | -836.81 |
| pfcf ratio | -3.08 | -0.53 | -480.18 |
| pb ratio | 1.37 | 0.65 | 112.21 |
| ptb ratio | 1.37 | 0.65 | 112.21 |
| ev to sales | 1.29 | 0.99 | 30.79 |
| enterprise value over ebitda | 11.04 | 1.57 | 602.05 |
| ev to operating cash flow | -22.68 | -3.58 | -534.29 |
| ev to free cash flow | -11.63 | -2.96 | -292.82 |
| earnings yield | -0.11 | 0.68 | -115.54 |
| free cash flow yield | -0.32 | -1.88 | 82.76 |
| debt to equity | 3.95 | 3.15 | 25.54 |
| debt to assets | 0.74 | 0.66 | 12.04 |
| net debt to ebitda | 8.12 | 1.29 | 528.93 |
| current ratio | 9.68 | 8.97 | 7.90 |
| interest coverage | 0.72 | -0.56 | 228.17 |
| income quality | 1.57 | -2.29 | 168.70 |
| dividend yield | 0 | 0 | NaN |
| payout ratio | 0 | 0 | NaN |
| sales general and administrative to revenue | 0.11 | 0.1 | 9.91 |
| research and ddevelopement to revenue | 0 | -0.0 | 100.00 |
| intangibles to total assets | 0.09 | 0.1 | -16.31 |
| capex to operating cash flow | -0.95 | -0.21 | -356.96 |
| capex to revenue | 0.05 | 0.06 | -5.77 |
| capex to depreciation | 0.11 | 0.08 | 33.93 |
| stock based compensation to revenue | 0.01 | 0.01 | 62.50 |
| graham number | 2.2 | 4.51 | -51.15 |
| roic | 0.08 | 0.21 | -63.18 |
| return on tangible assets | -0.03 | 0.1 | -128.89 |
| graham net net | -2.0 | -2.04 | 1.95 |
| working capital | 105300509 | 97457161 | 8.05 |
| tangible asset value | 15839468 | 15872324 | -0.21 |
| net current asset value | -9824977 | -7569364 | -29.80 |
| invested capital | 129237683 | 122112642 | 5.83 |
| average receivables | 74530963.5 | 49185769 | 51.53 |
| average payables | 6825895.5 | 7247061.5 | -5.81 |
| average inventory | 30340940.5 | 36246276.5 | -16.29 |
| days sales outstanding | 251.47 | 221.06 | 13.75 |
| days payables outstanding | 208.5 | 702.38 | -70.32 |
| days of inventory on hand | 850.7 | 3403.03 | -75.00 |
| receivables turnover | 1.45 | 1.65 | -12.09 |
| payables turnover | 1.75 | 0.52 | 236.87 |
| inventory turnover | 0.43 | 0.11 | 300.03 |
| roe | -0.14 | 0.44 | -132.97 |
| capex per share | 0.26 | 0.3 | -11.94 |
ROE: Return on Equity (ROE) decreased to -0.14 on 2023-12-31 from 0.44 on 2022-12-31, representing a change of -132.97%. Suggesting that the company has not been generating high returns for its shareholders.
PE Ratio: Price-to-Earnings (P/E) Ratio decreased to -9.45 on 2023-12-31 from 1.47 on 2022-12-31, representing a change of -743.56%. Indicating a decrease in the relative valuation of the company's stock.
Current Ratio: Current Ratio increased to 9.68 on 2023-12-31 from 8.97 on 2022-12-31, representing a change of 7.90%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 3.95 on 2023-12-31 from 3.15 on 2022-12-31, representing a change of 25.54%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. A ratio of 2.0 or higher is usually considered risky.
| 2024-09-30 Q3 | 2024-06-30 Q2 | Q/Q change % | |
|---|---|---|---|
| FPAY | |||
| calendar year | 2024 | 2024 | NaN |
| revenue per share | 1.79 | 1.48 | 20.84 |
| net income per share | 0.11 | -0.07 | 246.82 |
| operating cash flow per share | -0.37 | -0.48 | 23.45 |
| free cash flow per share | -0.44 | -0.54 | 18.24 |
| cash per share | 0.34 | 0.23 | 49.01 |
| book value per share | 1.38 | 1.28 | 7.88 |
| tangible book value per share | 0.82 | 0.7 | 17.85 |
| shareholders equity per share | 1.38 | 1.28 | 7.88 |
| interest debt per share | 7.24 | 6.37 | 13.59 |
| market cap | 22234543.05 | 27266544.4 | -18.45 |
| enterprise value | 164530615.05 | 159147817.4 | 3.38 |
| pe ratio | 2.35 | -4.25 | 155.24 |
| price to sales ratio | 0.58 | 0.86 | -32.89 |
| pocfratio | -2.82 | -2.66 | -5.95 |
| pfcf ratio | -2.32 | -2.34 | 0.81 |
| pb ratio | 0.75 | 0.99 | -24.82 |
| ptb ratio | 0.75 | 0.99 | -24.82 |
| ev to sales | 4.26 | 5.01 | -14.91 |
| enterprise value over ebitda | 17.21 | 28.93 | -40.50 |
| ev to operating cash flow | -20.85 | -15.52 | -34.32 |
| ev to free cash flow | -17.18 | -13.66 | -25.76 |
| earnings yield | 0.11 | -0.06 | 281.02 |
| free cash flow yield | -0.43 | -0.43 | -0.81 |
| debt to equity | 5.02 | 4.98 | 0.86 |
| debt to assets | 0.8 | 0.79 | 0.61 |
| net debt to ebitda | 14.89 | 23.98 | -37.90 |
| current ratio | 7.98 | 15.78 | -49.45 |
| interest coverage | 1.45 | None | NaN |
| income quality | -3.34 | 6.4 | -152.14 |
| dividend yield | 0 | 0 | NaN |
| payout ratio | 0 | 0 | NaN |
| sales general and administrative to revenue | 0.16 | 0.21 | -27.63 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.06 | 0.07 | -11.29 |
| capex to operating cash flow | -0.21 | -0.14 | -56.98 |
| capex to revenue | 0.04 | 0.04 | -0.56 |
| capex to depreciation | 0.61 | 0.58 | 4.64 |
| stock based compensation to revenue | 0 | 0.0 | -100.00 |
| graham number | 1.85 | 1.47 | 25.85 |
| roic | 0.03 | 0.01 | 298.45 |
| return on tangible assets | 0.01 | -0.01 | 234.56 |
| graham net net | -4.1 | -2.51 | -62.95 |
| working capital | 130579965 | 124044230 | 5.27 |
| tangible asset value | 17744454 | 14974694 | 18.50 |
| net current asset value | -8154632 | -12292748 | 33.66 |
| invested capital | 153232826 | 147111984 | 4.16 |
| average receivables | 81709127 | 93005022.5 | -12.15 |
| average payables | 3708063 | 3590682 | 3.27 |
| average inventory | 24971776 | 25876526 | -3.50 |
| days sales outstanding | 154.36 | 275.55 | -43.98 |
| days payables outstanding | 20.17 | 18.86 | 6.92 |
| days of inventory on hand | 134.75 | 127.95 | 5.31 |
| receivables turnover | 0.58 | 0.33 | 78.52 |
| payables turnover | 4.46 | 4.77 | -6.47 |
| inventory turnover | 0.67 | 0.7 | -5.04 |
| roe | 0.08 | -0.06 | 236.09 |
| capex per share | 0.08 | 0.06 | 20.16 |
ROE:
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 2.35 on 2024-09-30 Q3 from -4.25 on 2024-06-30 Q2, representing a change of 155.24%. Indicating an increase in the relative valuation of the company's stock.
Current Ratio: Current Ratio decreased to 7.98 on 2024-09-30 Q3 from 15.78 on 2024-06-30 Q2, representing a change of -49.45%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 5.02 on 2024-09-30 Q3 from 4.98 on 2024-06-30 Q2, representing a change of 0.86%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. A ratio of 2.0 or higher is usually considered risky.
None
| Market Capitalization | Enterprise Value | |
|---|---|---|
| Definition | The total market value of a company's outstanding shares | The total market value of a company, including its debt and other liabilities |
| Calculation | Current share price * Total number of outstanding shares | Market capitalization + Total debt - Cash and cash equivalents |
| Focus | Equity component of a company's value | Total economic value of a company |
| Usefulness | Assesses a company's size and growth potential based on investor sentiment | Provides a more comprehensive valuation that considers both equity and debt |
Analyzing dividends is a crucial aspect of investment evaluation, offering valuable insights into a company's financial health and its commitment to shareholder returns. Dividends represent a portion of a company's profits distributed to its shareholders, providing a steady income stream. We help you analyze dividends based on the indicators mentioned below:
• Investors often assess the average dividend amount, observing trends over time to gauge the company's stability and growth potential. A positive trend in average dividends indicates a consistent and potentially lucrative investment. Additionally, evaluating the trend of dividend increases provides insight into the company's financial strength and management's confidence in future earnings.
• Consistency in paying dividends is a reassuring sign, reflecting a company's reliability and commitment to shareholder value. For investors, dividends not only offer income but also contribute to the overall total return on investment.
• Companies with a history of regular and increasing dividends can attract income-focused investors seeking stable returns, making dividends a critical factor in building a well-rounded investment portfolio.
Interested in the overall sentiment for a particular period? Check out our news sentiment analysis tool.
Sentiment: Positive
Publish Date: 2025-02-10 08:00:00
Total new customer application volume in January 2025 increased 130% year-over-year, driving the highest level of January originations, with total originations up 44% year-over-year
Sentiment: Positive
Publish Date: 2025-01-30 08:00:00
BOCA RATON, Fla., Jan. 30, 2025 (GLOBE NEWSWIRE) -- FlexShopper, Inc. (Nasdaq: FPAY), a prominent national online lease-to-own retailer and payment solutions provider, today announced an update to its previously disclosed rights offering. FlexShopper shareholders who participated in the unit subscription that closed on January 10, 2025, are now eligible to participate in the Series A, B, and C rights. Details of which can be found in the body of this press release.
Sentiment: Positive
Publish Date: 2025-01-22 08:00:00
BOCA RATON, Fla., Jan. 22, 2025 (GLOBE NEWSWIRE) -- FlexShopper Inc. (Nasdaq: FPAY), a leading national lease-to-own (LTO) retailer and payment solutions provider, today announced that it has appointed Patrick McCrory as an independent board member.
Sentiment: Positive
Publish Date: 2025-01-16 16:05:00
BOCA RATON, Fla., Jan. 16, 2025 (GLOBE NEWSWIRE) -- FlexShopper, Inc. (Nasdaq: FPAY), a prominent national online lease-to-own retailer and payment solutions provider, today announced that Russ Heiser, CEO, and John Davis, COO, will be presenting and hosting one-on-one meetings at the Sidoti Micro-Cap Virtual Conference on Wednesday, January 22, 2025, and Thursday, January 23, 2025.
Sentiment: Positive
Publish Date: 2025-01-13 08:30:00
BOCA RATON, Fla., Jan. 13, 2025 (GLOBE NEWSWIRE) -- FlexShopper, Inc. (Nasdaq: FPAY), a prominent national online lease-to-own retailer and payment solutions provider, today announced the preliminary results of its previously disclosed unit rights offering (the “Rights Offering”), which expired at 5:00 pm ET on January 10, 2025 (the “Expiration Date”).
Sentiment: Positive
Publish Date: 2025-01-07 10:16:09
FlexShopper (FPAY) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Sentiment: Positive
Publish Date: 2025-01-07 09:52:10
FlexShopper (FPAY) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.
Sentiment: Positive
Publish Date: 2025-01-06 08:00:00
Positive momentum remained strong for the month of December with record application volume, record lease and loan originations and record retail product margin
Sentiment: Positive
Publish Date: 2024-12-30 07:30:00
FlexShopper payment options successfully implemented at over 100 Jiffy Lube and Meineke Car Care Center locations with plans to add 75-100 additional stores within the next 60 days FlexShopper payment options successfully implemented at over 100 Jiffy Lube and Meineke Car Care Center locations with plans to add 75-100 additional stores within the next 60 days
Sentiment: Positive
Publish Date: 2024-12-23 08:30:00
Robust October and November 2024 results driven by the continued success of FlexShopper's direct-to-consumer and business-to-business growth strategies
Sentiment: Positive
Publish Date: 2024-12-23 07:30:00
All subscriptions will be honored from today going forward on a first come first serve basis All subscriptions will be honored from today going forward on a first come first serve basis
Sentiment: Positive
Publish Date: 2024-12-16 16:35:00
Important for Participating Right Holders to Contact Their Broker Prior to December 18th Important for Participating Right Holders to Contact Their Broker Prior to December 18th
Sentiment: Positive
Publish Date: 2024-12-16 11:08:00
NEW YORK , Dec. 16, 2024 /PRNewswire/ -- Argus Research, an independent investment research firm, has launched Equity Research Report coverage on FlexShopper, Inc. (NasdaqCM:FPAY) . Click Here to view full Argus Equity Research Report.
Sentiment: Positive
Publish Date: 2024-12-16 08:00:00
BOCA RATON, Fla., Dec. 16, 2024 (GLOBE NEWSWIRE) -- FlexShopper (NASDAQ: FPAY), a leading provider of lease-to-own payment solutions, is pleased to announce a new partnership with Tire Agent. Tire Agent currently originates over $100 million in lease-to-own transactions annually and is a two-time honoree on the Inc. 5000 list of the fastest-growing companies in 2023 and 2024. This new collaboration integrates FlexShopper's payment solutions directly onto Tire Agent's website and establishes Tire Agent as the preferred online tire retailer on the FlexShopper marketplace. The partnership also launches flexshopper.tireagent.com as the combination of Tire Agent's top-tier tire and wheel inventory with FlexShopper's flexible payment options.
Sentiment: Positive
Publish Date: 2024-12-05 09:51:20
FlexShopper (FPAY) could be a great choice for investors looking to buy stocks that have gained strong momentum recently but are still trading at reasonable prices. It is one of the several stocks that made it through our 'Fast-Paced Momentum at a Bargain' screen.
Sentiment: Positive
Publish Date: 2024-12-04 08:00:00
BOCA RATON, Fla., Dec. 04, 2024 (GLOBE NEWSWIRE) -- FlexShopper Inc. (Nasdaq: FPAY), a leading national lease-to-own (LTO) retailer and payment solutions provider, is excited to announce an exclusive strategic partnership with United Wheels Inc., a global holding company for a portfolio of outdoor brands, including Huffy, Niner Bikes, Batch Bicycles, VAAST Bikes, and Buzz E-Bikes.
Sentiment: Positive
Publish Date: 2024-11-27 07:30:00
BOCA RATON, Fla., Nov. 27, 2024 (GLOBE NEWSWIRE) -- FlexShopper, Inc. (Nasdaq: FPAY) (the “Corporation”) announced today the tentative calendar for its previously proposed rights offering (“Rights Offering”). The Corporation is planning to commence the Rights Offering to raise capital to equitize its balance sheet through funding the repurchase of over 90% of its Series 2 Convertible Preferred Stock, by repaying a portion of its credit facility and other outstanding debt facilities, and for other corporate purposes including potential acquisitions of other companies.
* The sentiment analysis presented is generated through an algorithm and may be subject to inaccuracies. Users are advised to corroborate key information and employ further analytical methods prior to making critical decisions.
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Interpret Technical Indicators
| Indicator | Bullish | Bearish |
|---|---|---|
| Price and EMA ⓘ | Price crosses above EMA | Price crosses below EMA |
| Short-Term vs Long-Term EMA ⓘ | Short EMA crosses above Long EMA | Short EMA crosses below Long EMA |
| Volume ⓘ | Increasing volume during price uptrend | Increasing volume during price downtrend |
| MACD ⓘ | MACD crosses above Signal Line | MACD crosses below Signal Line |
| RSI ⓘ | RSI is below 30 (oversold) and starts to rise above 30 | RSI is above 70 (overbought) and starts to decline below 70 |
| Candlestick Patterns ⓘ | Bullish candlestick patterns | Bearish candlestick patterns |
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