HUB24 Limited - HUB.AX

HUB.AX Returns vs S&P 500 ⓘ

ticker	1 day return %	1 week return %	1 month return %	3 months return %	6 months return %	1 year return %	3 years return %	5 years return %	10 years return %	maximum return %
HUB.AX	1.6	7.5	15.9	16.7	62.7	116.2	196.9	635.9	9064.8	752.5
S&P 500	-0.5	-1.4	2.7	5.8	9.3	24.6	33.7	87.2	198.8	34092.4

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Returns Charts ⓘ

Interactive Price Chart

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Real-time Full Quote

Attribute	Value
symbol	HUB.AX
name	HUB24 Limited
price	80.65
changes percentage	1.6127
change	1.28
day low	79.54
day high	80.92
year high	80.92
year low	36.05
market cap	6537825311
price avg 50	72.1624
price avg 200	57.4804
exchange	ASX
volume	152416
avg volume	237660
open	79.91
previous close	79.37
eps	0.56
pe	144.02
earnings announcement	2025-02-17T21:30:00.000+0000
shares outstanding	81064170
timestamp	2025-01-31 05:10:44

Financial Statements ⓘ

We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.

Overall Annual Financial Health: 37.0%

Overall Quarterly Financial Health: 75.7%

Income Statements ⓘ

• Annual Income Statement

Note: The years below are fiscal years in accounting.

	2024	2023	Y/Y change %
0000000000
revenue	323488000	278626000	16.10
gross profit	255376000	225442000	13.28
gross profit ratio	0.79	0.81	-2.43
research and development expenses	0	0.17	-100.00
operating expenses	204249000	174043000	17.36
interest income	3252000	2102000	54.71
interest expense	1889000	315000	499.68
ebitda	92475000	79105000	16.90
ebitdaratio	0.29	0.28	0.69
operating income	54301000	51399000	5.65
operating income ratio	0.17	0.18	-9.01
net income	47159000	38166000	23.56
net income ratio	0.15	0.14	6.43
eps	0.58	0.48	20.83

Overall Score of Annual Income Statement

None

Detailed Analysis

• Quarterly Income Statement

Note: The years below are fiscal years in accounting.

	2024Q4	2024Q2	Q/Q change %
0000000000
revenue	172406000	156246000	10.34
gross profit	133649000	128176000	4.27
gross profit ratio	0.78	0.82	-5.50
research and development expenses	0	0	NaN
operating expenses	109424000	127014000	-13.85
interest income	27351000	0	NaN
interest expense	0	177000	-100.00
ebitda	49252000	43223000	13.95
ebitdaratio	0.29	0.28	3.27
operating income	62982000	28301000	122.54
operating income ratio	0.37	0.18	101.68
net income	25627000	21532000	19.02
net income ratio	0.15	0.14	7.86
eps	0.32	0.27	18.52

Overall Score of Quarterly Income Statement

1.0 out of 1

Detailed Analysis

• 📈 Positive Indicators

  Revenue Growth: revenue increased to 172 million in 2024Q4 from 156 million in 2024Q2 representing a change of 10.34%. This indicates a sales growth, which is a positive sign for the company.

  Gross Profit: Gross Profit increased to 134 million in 2024Q4 from 128 million in 2024Q2 representing a change of 4.27%. This indicates a sales profitability growth, which is a positive sign for the company.

  Operating Expenses: Operating Expenses decreased to 109 million in 2024Q4 from 127 million in 2024Q2 representing a change of -13.85%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.

  EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) increased to 49 million in 2024Q4 from 43 million in 2024Q2 representing a change of 13.95%. The increase in EBITDA indicates improved operational efficiency and profitability.

  Operating Income: Operating income increased to 63 million in 2024Q4 from 28 million in 2024Q2 representing a change of 122.54%. The increase in operating income indicates better operational performance and increased profitability.

  Net Income: Net income increased to 26 million in 2024Q4 from 22 million in 2024Q2 representing a change of 19.02%. The increase in net income shows improved profitability and indicates that the company is generating more profit for each dollar of revenue.

  Earnings per Share (EPS): EPS increased to 0.32 in 2024Q4 from 0.32 in 2024Q2 representing a change of 18.52%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.

Balance Sheets ⓘ

• Annual Balance Sheet

Note: The years below are fiscal years in accounting.

	2024	2023	Y/Y change %
0000000000
total assets	622734000	620394000	0.38
total liabilities	103032000	109982000	-6.32
total equity	519702000	510412000	1.82
cash and cash equivalents	88048000	72747000	21.03
short term investments	0	0	NaN
long term investments	11115000	12172000	-8.68
total current assets	142025000	72747000	95.23
total non current assets	480709000	471778000	1.89
total current liabilities	47714000	23740000	100.99
total non current liabilities	103032000	29975000	243.73
common stock	480543000	501123000	-4.11
retained earnings	9241000	-7815000	218.25
total debt	45222000	40174000	12.57

Overall Score of Annual Balance Sheet

0.67 out of 1

Detailed Analysis

• 📈 Positive Indicators

  Total Assets: Total Assets increased to 623 million in 2024 from 620 million in 2023 representing a change of 0.38%. Suggesting a growth in asset holdings.

  Total Liabilities: Total Liabilities decreased to 103 million in 2024 from 110 million in 2023 representing a change of -6.32%. This indicates a decrease in overall liabilities.

  Total Equity: Total Equity increased to 520 million in 2024 from 510 million in 2023 representing a change of 1.82%. This indicates an increase in shareholders' equity.

  Cash And Cash Equivalents: Cash And Cash Equivalents increased to 88 million in 2024 from 73 million in 2023 representing a change of 21.03%. This indicates an increase in available liquid assets.

  Total Current Assets: Total Current Assets increased to 142 million in 2024 from 73 million in 2023 representing a change of 95.23%. This indicates a better liquidity position.

  Retained Earnings: Retained Earnings increased to 9 million in 2024 from -8 million in 2023 representing a change of 218.25%. This indicates an accumulated profits.

• 📉 Negative Indicators

  Total Current Liabilities: Total Current Liabilities increased to 48 million in 2024 from 24 million in 2023 representing a change of 100.99%. This indicates a higher short-term debt burden.

  Common Stock: Common Stock decreased to 481 in 2024 from 501 in 2023 representing a change of -4.11%. This indicates a decrease in ownership interest.

  Total Debt: Total Debt increased to 45 million in 2024 from 40 million in 2023 representing a change of 12.57%. This indicates an increase in overall debt burden.

• Quarterly Balance Sheet

Note: The years below are fiscal years in accounting.

	2024Q4	2024Q2	Q/Q change %
0000000000
total assets	622734000	589659000	5.61
total liabilities	103032000	85106000	21.06
total equity	519702000	504553000	3.00
cash and cash equivalents	88048000	60824000	44.76
short term investments	0	0	NaN
long term investments	11115000	13619000	-18.39
total current assets	142025000	60824000	133.50
total non current assets	480709000	528835000	-9.10
total current liabilities	47714000	21078000	126.37
total non current liabilities	103032000	64028000	60.92
common stock	480543000	483677000	-0.65
retained earnings	9241000	-1360000	779.49
total debt	45222000	38365000	17.87

Overall Score of Quarterly Balance Sheet

0.56 out of 1

Detailed Analysis

• 📈 Positive Indicators

  Total Assets: Total Assets increased to 623 million in 2024Q4 from 590 million in 2024Q2 representing a change of 5.61%. Suggesting a growth in asset holdings.

  Total Equity: Total Equity increased to 520 million in 2024Q4 from 505 million in 2024Q2 representing a change of 3.0%. This indicates an increase in shareholders' equity.

  Cash And Cash Equivalents: Cash And Cash Equivalents increased to 88 million in 2024Q4 from 61 million in 2024Q2 representing a change of 44.76%. This indicates an increase in available liquid assets.

  Total Current Assets: Total Current Assets increased to 142 million in 2024Q4 from 61 million in 2024Q2 representing a change of 133.5%. This indicates a better liquidity position.

  Retained Earnings: Retained Earnings increased to 9 million in 2024Q4 from -1 million in 2024Q2 representing a change of 779.49%. This indicates an accumulated profits.

• 📉 Negative Indicators

  Total Liabilities: Total Liabilities increased to 103 million in 2024Q4 from 85 million in 2024Q2 representing a change of 21.06%. This indicates an increase in overall liabilities.

  Total Current Liabilities: Total Current Liabilities increased to 48 million in 2024Q4 from 21 million in 2024Q2 representing a change of 126.37%. This indicates a higher short-term debt burden.

  Common Stock: Common Stock decreased to 481 in 2024Q4 from 484 in 2024Q2 representing a change of -0.65%. This indicates a decrease in ownership interest.

  Total Debt: Total Debt increased to 45 million in 2024Q4 from 38 million in 2024Q2 representing a change of 17.87%. This indicates an increase in overall debt burden.

Cashflow Statements ⓘ

• Annual Cashflow Statement

Note: The years below are fiscal years in accounting.

	2024	2023	Y/Y change %
0000000000
net change in cash	15301000	29293000	-47.77
operating cash flow	88249000	76143000	15.90
free cash flow	64125000	58317000	9.96
capital expenditure	-24124000	-17826000	-35.33
depreciation and amortization	36823000	27706000	32.91
deferred income tax	0	-70043000	100.00
stock based compensation	0	11096000	-100.00
accounts payables	-2045999	1293000	-258.24
inventory	0	0	NaN
acquisitions net	0	-353000	100.00
investments in property plant and equipment	-1344000	-17826000	92.46
net cash used for investing activites	-18740000	-18179000	-3.09
debt repayment	0	1381000	-100.00
common stock issued	2249000	1228000	83.14
common stock repurchased	-22528000	-10061000	-123.91
dividends paid	-30103000	-21219000	-41.87
net cash used provided by financing activities	-54208000	-28671000	-89.07
cash at end of period	88048000	72747000	21.03
accounts receivables	0	-4828000	100.00
cash at beginning of period	72747000	43454000	67.41

Overall Score of Annual Cashflow Statement

0.44 out of 1

Detailed Analysis

• 📉 Negative Indicators

  Net Change in Cash: Net Change in Cash decreased to 15 million in 2024 from 29 million in 2023 representing a change of -47.77%. Indicating a declined ability to generate cash from the company's operations or its cash flow position.

  Deferred Income Tax: Deferred Income Tax increased to 0 million in 2024 from -70 million in 2023 representing a change of 100.0%. This indicates that the company's tax liability for future periods has increased.

  Accounts Payables: The absolute value of Accounts Payables increased to 2 million in 2024 from 1 million in 2023 representing a change of -258.24%. This indicates that the company has increased its outstanding obligations to its suppliers.

  Accounts Receivables: Accounts Receivables increased to 0 in 2024 from -5 million in 2023 representing a change of 100.0%. This suggests that the company is less capable of collecting payments from its customers.

  Dividends Paid: Dividends Paid decreased to -30 million in 2024 from -21 million in 2023 representing a change of -41.87%. This indicates a weaker financial position, less confidence in future prospects, and a reluctance to return value to shareholders.

• 📈 Positive Indicators

  Operating Cash Flow: Operating Cash Flow increased to 88 million in 2024 from 76 million in 2023 representing a change of 15.9%. This indicates that the company generated more cash from its core business operations.

  Free Cash Flow: Free Cash Flow increased to 64 million in 2024 from 58 million in 2023 representing a change of 9.96%. This indicates an increase in cash generated after accounting for capital expenditures.

  Capital Expenditure: Capital Expenditure decreased to -24 million in 2024 from -18 million in 2023 representing a change of -35.33%. This indicates a possible improved efficiency or a shift in the company's strategic priorities.

  Stock-Based Compensation: Stock-Based Compensation decreased to 0 million in 2024 from 11 million in 2023 representing a change of -100.0%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.

• Quarterly Cashflow Statement

Note: The years below are fiscal years in accounting.

	2024Q4	2024Q2	Q/Q change %
0000000000
operating cash flow	53142000	35522000	49.60
free cash flow	52220000	24252000	115.32
capital expenditure	-922000	-11270000	91.82
depreciation and amortization	21901000	14922000	46.77
deferred income tax	0	0	NaN
stock based compensation	7723000	5798000	33.20
accounts receivables	-8292999	0	NaN
accounts payables	0	0	NaN
inventory	0	0	NaN
acquisitions net	0	0	NaN
investments in property plant and equipment	-922000	-11270000	91.82
net cash used for investing activites	-8045999	-12663000	36.46
debt repayment	0	-1918000	100.00
common stock issued	16000	2233000	-99.28
common stock repurchased	-2496000	-20020000	87.53
dividends paid	-15026000	-15077000	0.34
net cash used provided by financing activities	-19426000	-34782000	44.15
net change in cash	27224000	-11923000	328.33
cash at end of period	88048000	60824000	44.76
cash at beginning of period	60824000	72747000	-16.39

Overall Score of Quarterly Cashflow Statement

0.71 out of 1

Detailed Analysis

• 📈 Positive Indicators

  Net Change in Cash: Net Change in Cash increased to 27 million in 2024Q4 from -12 million in 2024Q2 representing a change of 328.33%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.

  Operating Cash Flow: Operating Cash Flow increased to 53 million in 2024Q4 from 36 million in 2024Q2 representing a change of 49.6%. This indicates that the company generated more cash from its core business operations.

  Free Cash Flow: Free Cash Flow increased to 52 million in 2024Q4 from 24 million in 2024Q2 representing a change of 115.32%. This indicates an increase in cash generated after accounting for capital expenditures.

  Accounts Receivables: Accounts Receivables decreased to -8 million in 2024Q4 from 0 million in 2024Q2 representing a change of nan%. This suggests that the company has been able to collect payments from its customers more efficiently and timely.

  Dividends Paid: Dividends Paid increased to -15 million in 2024Q4 from -15 million in 2024Q2 representing a change of 0.34%. This indicates a stronger financial position, more confidence in future prospects, and a better commitment to returning value to shareholders.

• 📉 Negative Indicators

  Capital Expenditure: Capital Expenditure increased to -1 million in 2024Q4 from -11 million in 2024Q2 representing a change of 91.82%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.

  Stock-Based Compensation: Stock-Based Compensation increased to 8 million in 2024Q4 from 6 million in 2024Q2 representing a change of 33.2%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.

Earnings Transcripts ⓘ

No earnings transcripts available.

Earnings Per Share (EPS) ⓘ

Analyst Stock Recommendations ⓘ

Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.

Financial Ratios ⓘ

• Annual Financial Ratios

	2024-06-30	2023-06-30	Y/Y change %
FY
calendar year	2024	2023	NaN
revenue per share	3.99	3.48	14.56
net income per share	0.58	0.48	21.93
operating cash flow per share	1.09	0.95	14.36
free cash flow per share	0.79	0.73	8.50
cash per share	1.09	0.91	19.43
book value per share	6.41	6.38	0.47
tangible book value per share	0.87	-2.58	133.65
shareholders equity per share	6.41	6.38	0.47
interest debt per share	0.58	0.51	14.81
market cap	3736087652.3	2036548345.7	83.45
enterprise value	3693261652.3	2003975345.7	84.30
pe ratio	79.22	53.36	48.47
price to sales ratio	11.55	7.31	58.01
pocfratio	42.34	26.75	58.29
pfcf ratio	58.26	34.92	66.84
pb ratio	7.19	3.99	80.17
ptb ratio	7.19	3.99	80.17
ev to sales	11.42	7.19	58.74
enterprise value over ebitda	39.94	25.33	57.65
ev to operating cash flow	41.85	26.32	59.01
ev to free cash flow	57.59	34.36	67.60
earnings yield	0.01	0.02	-32.65
free cash flow yield	0.02	0.03	-40.06
debt to equity	0.09	0.08	10.55
debt to assets	0.07	0.06	12.14
net debt to ebitda	-0.46	-0.41	-12.47
current ratio	2.98	3.06	-2.86
interest coverage	28.75	163.17	-82.38
income quality	1.87	2.0	-6.20
dividend yield	0.01	0.01	-22.67
payout ratio	0.64	0.56	14.81
sales general and administrative to revenue	0.15	0.14	5.43
research and ddevelopement to revenue	0	0.0	-100.00
intangibles to total assets	0.72	1.16	-37.54
capex to operating cash flow	0.27	0.23	16.77
capex to revenue	0.07	0.06	16.56
capex to depreciation	0.66	0.64	1.82
stock based compensation to revenue	0	0.04	-100.00
graham number	9.16	8.27	10.68
roic	0.08	0.08	-0.56
return on tangible assets	0.27	-0.4	168.64
graham net net	0.17	-0.19	187.54
working capital	94311000	49007000	92.44
tangible asset value	70355000	-206293000	134.10
net current asset value	38993000	-37235000	204.72
invested capital	561303000	778285000	-27.88
average receivables	33677500	27918500	20.63
average payables	3242500	4155500	-21.97
average inventory	0	0	NaN
days sales outstanding	42.68	38.69	10.32
days payables outstanding	11.06	30.35	-63.57
days of inventory on hand	0	0	NaN
receivables turnover	8.55	9.44	-9.35
payables turnover	33.02	12.03	174.51
inventory turnover	0	0	NaN
roe	0.09	0.07	21.35
capex per share	0.3	0.22	33.54

• ROE:

• Positive

  PE Ratio: Price-to-Earnings (P/E) Ratio increased to 79.22 on 2024-06-30 from 53.36 on 2023-06-30, representing a change of 48.47%. Indicating an increase in the relative valuation of the company's stock.

• Neutral

  Current Ratio: Current Ratio decreased to 2.98 on 2024-06-30 from 3.06 on 2023-06-30, representing a change of -2.86%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. However, it is still above 1, indicating the ability to cover short-term obligations.

  Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 0.09 on 2024-06-30 from 0.08 on 2023-06-30, representing a change of 10.55%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. Higher leverage may increase financial risk. However, a ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.

• Quarterly Financial Ratios

	2024-06-30 Q4	2023-12-31 Q2	Q/Q change %
HUB.AX
calendar year	2024	2024	NaN
revenue per share	2.13	1.93	10.47
net income per share	0.32	0.27	19.16
operating cash flow per share	0.66	0.44	49.78
free cash flow per share	0.64	0.3	115.57
cash per share	1.09	0.75	44.93
book value per share	6.41	6.22	3.12
tangible book value per share	0.87	0.57	51.23
shareholders equity per share	6.41	6.22	3.12
interest debt per share	0.56	0.47	17.47
market cap	3734127880.57	2914785045.84	28.11
enterprise value	3691301880.57	2892326045.84	27.62
pe ratio	36.43	33.84	7.64
price to sales ratio	21.66	18.66	16.10
pocfratio	70.27	82.06	-14.37
pfcf ratio	71.51	120.19	-40.50
pb ratio	7.19	5.78	24.38
ptb ratio	7.19	5.78	24.38
ev to sales	21.41	18.51	15.66
enterprise value over ebitda	74.95	66.92	12.00
ev to operating cash flow	69.46	81.42	-14.69
ev to free cash flow	70.69	119.26	-40.73
earnings yield	0.01	0.01	-7.10
free cash flow yield	0.01	0.01	68.08
debt to equity	0.09	0.08	14.44
debt to assets	0.07	0.07	11.61
net debt to ebitda	-0.87	-0.52	-67.34
current ratio	2.98	2.89	3.15
interest coverage	0	159.89	-100.00
income quality	2.07	1.65	25.70
dividend yield	0.0	0.01	-22.21
payout ratio	0.59	0.7	-16.26
sales general and administrative to revenue	0.18	0.12	48.60
research and ddevelopement to revenue	0	0	NaN
intangibles to total assets	0.72	0.78	-7.10
capex to operating cash flow	0.02	0.32	-94.53
capex to revenue	0.01	0.07	-92.59
capex to depreciation	0.04	0.76	-94.43
stock based compensation to revenue	0.04	0.04	20.72
graham number	6.75	6.09	10.85
roic	0.09	0.04	147.67
return on tangible assets	0.15	0.16	-9.61
graham net net	0.17	-0.3	155.18
working capital	94311000	39746000	137.28
tangible asset value	70355000	46574000	51.06
net current asset value	38993000	-24282000	260.58
invested capital	561303000	508140000	10.46
average receivables	18912000	14765500	28.08
average payables	1031500	2211000	-53.35
average inventory	0	0	NaN
days sales outstanding	19.75	0	NaN
days payables outstanding	4.79	0	NaN
days of inventory on hand	0	0	NaN
receivables turnover	4.56	0	NaN
payables turnover	18.79	0	NaN
inventory turnover	0	0	NaN
roe	0.05	0.04	15.55
capex per share	0.01	0.14	-91.81

• Negative

  ROE: Return on Equity (ROE) increased to 0.05 on 2024-06-30 Q4 from 0.04 on 2023-12-31 Q2, representing a change of 15.55%. However, ROE is <= 5%, suggesting that the company has not been generating high returns for its shareholders.

• Positive

  PE Ratio: Price-to-Earnings (P/E) Ratio increased to 36.43 on 2024-06-30 Q4 from 33.84 on 2023-12-31 Q2, representing a change of 7.64%. Indicating an increase in the relative valuation of the company's stock.

  Current Ratio: Current Ratio increased to 2.98 on 2024-06-30 Q4 from 2.89 on 2023-12-31 Q2, representing a change of 3.15%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Also, it's above 1, indicating the ability to cover short-term obligations.

• Neutral

  Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 0.09 on 2024-06-30 Q4 from 0.08 on 2023-12-31 Q2, representing a change of 14.44%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. Higher leverage may increase financial risk. However, a ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.

Growth Rates ⓘ

• Annual Growth

• Quarterly Growth

Intrinsic Value (Discounted Cash Flow) ⓘ

Negative Sentiment: Discounted Cash Flow value is 51.99 which is lower than current price 80.65, indicates the company may be overvalued.