9F Inc. - JFU

JFU Returns vs S&P 500 ⓘ

ticker	1 day return %	1 week return %	1 month return %	3 months return %	6 months return %	1 year return %	3 years return %	5 years return %	10 years return %	maximum return %
JFU	-3.2	-2.0	-2.0	-2.0	-25.7	-40.5	-93.5	-99.2	-99.2	-99.2
S&P 500	0.4	-0.6	2.0	4.8	16.9	22.6	35.2	81.8	193.9	34223.2

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Returns Charts ⓘ

Interactive Price Chart

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Real-time Full Quote

Attribute	Value
symbol	JFU
name	9F Inc.
price	1.5
changes percentage	-3.2258
change	-0.05
day low	1.49
day high	1.525
year high	3.75
year low	1.13
market cap	882998
price avg 50	1.4945
price avg 200	1.97487
exchange	NASDAQ
volume	3314
avg volume	10925
open	1.49
previous close	1.55
eps	0.17
pe	8.82
earnings announcement	None
shares outstanding	11773300
timestamp	2025-02-05 21:00:00

Financial Statements ⓘ

We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.

Overall Annual Financial Health: 36.3%

Overall Quarterly Financial Health: 33.3%

Income Statements ⓘ

• Annual Income Statement

Note: The years below are fiscal years in accounting.

	2023	2022	Y/Y change %
0001619544
revenue	412449000	561667000	-26.57
gross profit	297270000	446225000	-33.38
gross profit ratio	0.72	0.79	-9.28
research and development expenses	0	0	NaN
operating expenses	490847000	1079356000	-54.52
interest income	97669000	49817000	96.06
interest expense	0	0	NaN
ebitda	-175988000	-129280000	-36.13
ebitdaratio	-0.43	-0.23	-85.38
operating income	-193577000	-150280000	-28.81
operating income ratio	-0.47	-0.27	-75.41
net income	-140190000	-594741000	76.43
net income ratio	-0.34	-1.06	67.90
eps	-0.6	-2.55	76.65

Overall Score of Annual Income Statement

0.43 out of 1

Detailed Analysis

• 📉 Negative Indicators

  Revenue Growth: revenue decreased to 412 million in 2023 from 562 million in 2022 representing a change of -26.57%. This indicates a sales shrinking, which is a negative sign for the company.

  Gross Profit: Gross Profit decreased to 297 million in 2023 from 446 million in 2022 representing a change of -33.38%. This indicates a sales profitability decline, which is a negative sign for the company.

  Operating Expenses: Operating Expenses increased to 491 million in 2023 from 1,079 million in 2022 representing a change of -54.52%. The increase in operating expenses can be attributed to various factors such as marketing, administrative costs, and investments in infrastructure. It's important to monitor if these expenses are growing at a sustainable rate compared to revenue.

  Net Income: Net income decreased to -140 million in 2023 from -595 million in 2022 representing a change of 76.43%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.

• 📈 Positive Indicators

  EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) increased to -176 million in 2023 from -129 million in 2022 representing a change of -36.13%. The increase in EBITDA indicates improved operational efficiency and profitability.

  Operating Income: Operating income increased to -194 million in 2023 from -150 million in 2022 representing a change of -28.81%. The increase in operating income indicates better operational performance and increased profitability.

  Earnings per Share (EPS): EPS increased to -0.6 in 2023 from -0.6 in 2022 representing a change of 76.65%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.

• Quarterly Income Statement

Note: The years below are fiscal years in accounting.

	2024Q2	2024Q1	Q/Q change %
0001619544
revenue	71383500	71383500	0.0
gross profit	33394500	33394500	0.0
gross profit ratio	0.47	0.47	0.0
research and development expenses	0	0	NaN
operating expenses	68531000	68531000	0.0
interest income	0	0	NaN
interest expense	0	0	NaN
ebitda	-30739250	-30739250	0.0
ebitdaratio	-0.43	-0.43	0.0
operating income	-35136500	-35136500	0.0
operating income ratio	-0.49	-0.49	0.0
net income	6249500	6249500	0.0
net income ratio	0.09	0.09	0.0
eps	0.03	0.03	0.0

Overall Score of Quarterly Income Statement

0.5 out of 1

Detailed Analysis

Balance Sheets ⓘ

• Annual Balance Sheet

Note: The years below are fiscal years in accounting.

	2023	2022	Y/Y change %
0001619544
total assets	4039243000	4310605000	-6.30
total liabilities	466728000	599629000	-22.16
total equity	3572515000	3710976000	-3.73
cash and cash equivalents	1686342000	2433279000	-30.70
short term investments	774602000	433111000	78.85
long term investments	1067444000	530207000	101.33
total current assets	2860200000	3642485000	-21.48
total non current assets	1179043000	668121000	76.47
total current liabilities	445958000	584187000	-23.66
total non current liabilities	20770000	15442000	34.50
common stock	2000	2000	0.00
retained earnings	-2826543000	-2686354000	-5.22
total debt	14721000	8316000	77.02

Overall Score of Annual Balance Sheet

0.33 out of 1

Detailed Analysis

• 📉 Negative Indicators

  Total Assets: Total Assets decreased to 4,039 million in 2023 from 4,311 million in 2022 representing a change of -6.3%. Suggesting a decrease in asset holdings.

  Total Equity: Total Equity decreased to 3,573 million in 2023 from 3,711 million in 2022 representing a change of -3.73%. This indicates a decrease in shareholders' equity.

  Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 1,686 million in 2023 from 2,433 million in 2022 representing a change of -30.7%. This indicates a decrease in available liquid assets.

  Total Current Assets: Total Current Assets decreased to 2,860 million in 2023 from 3,642 million in 2022 representing a change of -21.48%. This indicates a worsen liquidity position.

  Retained Earnings: Retained Earnings decreased to -2,827 million in 2023 from -2,686 million in 2022 representing a change of -5.22%. This indicates an accumulated losses.

  Total Debt: Total Debt increased to 15 million in 2023 from 8 million in 2022 representing a change of 77.02%. This indicates an increase in overall debt burden.

• 📈 Positive Indicators

  Total Liabilities: Total Liabilities decreased to 467 million in 2023 from 600 million in 2022 representing a change of -22.16%. This indicates a decrease in overall liabilities.

  Short Term Investments: Short Term Investments increased to 775 million in 2023 from 433 million in 2022 representing a change of 78.85%. This indicates an increase in short-term investment holdings.

  Total Current Liabilities: Total Current Liabilities decreased to 446 million in 2023 from 584 million in 2022 representing a change of -23.66%. This indicates a lower short-term debt burden.

• Quarterly Balance Sheet

Note: The years below are fiscal years in accounting.

	2024Q2	2024Q1	Q/Q change %
0001619544
total assets	4114250000	4114250000	0.0
total liabilities	507510000	507510000	0.0
total equity	3606740000	3606740000	0.0
cash and cash equivalents	1038511000	1038511000	0.0
short term investments	1551987000	1551987000	0.0
long term investments	973445000	973445000	0.0
total current assets	3041683000	3041683000	0.0
total non current assets	1072567000	1072567000	0.0
total current liabilities	480378000	480378000	0.0
total non current liabilities	27132000	27132000	0.0
common stock	2000	2000	0.0
retained earnings	-2356879000	-2356879000	0.0
total debt	11566000	0	NaN

Overall Score of Quarterly Balance Sheet

0.0 out of 1

Detailed Analysis

• 📉 Negative Indicators

  Total Debt: Total Debt increased to 12 million in 2024Q2 from 0 million in 2024Q1 representing a change of nan%. This indicates an increase in overall debt burden.

Cashflow Statements ⓘ

• Annual Cashflow Statement

Note: The years below are fiscal years in accounting.

	2023	2022	Y/Y change %
0001619544
net change in cash	-811986000	-107323000	-656.58
operating cash flow	62504000	63320000	-1.29
free cash flow	56760000	18508000	206.68
capital expenditure	-5744000	-44812000	87.18
depreciation and amortization	17589000	21000000	-16.24
deferred income tax	0	0	NaN
stock based compensation	-72133000	5459000	-1421.36
accounts payables	0	0	NaN
inventory	0	0	NaN
acquisitions net	-14000	-2897000	99.52
investments in property plant and equipment	-5744000	-44812000	87.18
net cash used for investing activites	-949024000	-277767000	-241.66
debt repayment	0	0	NaN
common stock issued	0	0	NaN
common stock repurchased	0	0	NaN
dividends paid	0	0	NaN
net cash used provided by financing activities	0	0	NaN
cash at end of period	1820020000	2632006000	-30.85
accounts receivables	52788000	-8990000	687.19
cash at beginning of period	2632006000	2739329000	-3.92

Overall Score of Annual Cashflow Statement

0.33 out of 1

Detailed Analysis

• 📉 Negative Indicators

  Net Change in Cash: Net Change in Cash decreased to -812 million in 2023 from -107 million in 2022 representing a change of -656.58%. Indicating a declined ability to generate cash from the company's operations or its cash flow position.

  Operating Cash Flow: Operating Cash Flow decreased to 63 million in 2023 from 63 million in 2022 representing a change of -1.29%. This indicates that the company generated less cash from its core business operations.

  Capital Expenditure: Capital Expenditure increased to -6 million in 2023 from -45 million in 2022 representing a change of 87.18%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.

  Accounts Receivables: Accounts Receivables increased to 53 in 2023 from -9 million in 2022 representing a change of 687.19%. This suggests that the company is less capable of collecting payments from its customers.

• 📈 Positive Indicators

  Free Cash Flow: Free Cash Flow increased to 57 million in 2023 from 19 million in 2022 representing a change of 206.68%. This indicates an increase in cash generated after accounting for capital expenditures.

  Stock-Based Compensation: Stock-Based Compensation decreased to -72 million in 2023 from 5 million in 2022 representing a change of -1421.36%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.

• Quarterly Cashflow Statement

Note: The years below are fiscal years in accounting.

	2024Q2	2024Q1	Q/Q change %
0001619544
operating cash flow	0	0	NaN
free cash flow	0	0	NaN
capital expenditure	0	0	NaN
depreciation and amortization	0	0	NaN
deferred income tax	0	0	NaN
stock based compensation	1194000	1194000	0.0
accounts receivables	0	0	NaN
accounts payables	0	0	NaN
inventory	0	0	NaN
acquisitions net	0	0	NaN
investments in property plant and equipment	0	0	NaN
net cash used for investing activites	0	0	NaN
debt repayment	0	0	NaN
common stock issued	0	0	NaN
common stock repurchased	0	0	NaN
dividends paid	0	0	NaN
net cash used provided by financing activities	0	0	NaN
net change in cash	0	0	NaN
cash at end of period	0	0	NaN
cash at beginning of period	0	0	NaN

Overall Score of Quarterly Cashflow Statement

0.5 out of 1

Detailed Analysis

Earnings Transcripts ⓘ

No earnings transcripts available.

Earnings Per Share (EPS) ⓘ

Analyst Stock Recommendations ⓘ

Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.

Financial Ratios ⓘ

• Annual Financial Ratios

	2023-12-31	2022-12-31	Y/Y change %
FY
calendar year	2023	2022	NaN
revenue per share	1.75	2.41	-27.27
net income per share	-0.6	-2.55	76.65
operating cash flow per share	0.27	0.27	-2.23
free cash flow per share	0.24	0.08	203.75
cash per share	10.45	12.29	-14.97
book value per share	15.17	15.91	-4.65
tangible book value per share	15.05	15.66	-3.89
shareholders equity per share	14.94	15.68	-4.70
interest debt per share	0.06	0.04	75.33
market cap	5732138914.24	5629881848.81	1.82
enterprise value	4060517914.24	3204918848.81	26.70
pe ratio	-2.04	-0.47	-331.94
price to sales ratio	13.9	10.02	38.65
pocfratio	4.59	4.45	3.15
pfcf ratio	100.99	304.19	-66.80
pb ratio	0.08	0.08	5.82
ptb ratio	0.08	0.08	5.82
ev to sales	9.84	5.71	72.53
enterprise value over ebitda	-23.07	-24.79	6.93
ev to operating cash flow	64.96	50.61	28.35
ev to free cash flow	71.54	173.16	-58.69
earnings yield	-0.49	-2.11	76.85
free cash flow yield	0.01	0.0	201.21
debt to equity	0.0	0.0	83.98
debt to assets	0.0	0.0	88.91
net debt to ebitda	9.5	18.76	-49.36
current ratio	6.41	6.24	2.86
interest coverage	0	0	NaN
income quality	-0.45	-0.11	-318.30
dividend yield	0	0	NaN
payout ratio	0	0	NaN
sales general and administrative to revenue	0.66	0.67	-1.82
research and ddevelopement to revenue	0	0	NaN
intangibles to total assets	0.01	0.01	-47.42
capex to operating cash flow	0.09	0.71	-87.01
capex to revenue	0.01	0.08	-82.54
capex to depreciation	0.33	2.13	-84.70
stock based compensation to revenue	-0.17	0.01	-1899.41
graham number	14.15	29.99	-52.83
roic	-0.06	-0.04	-38.62
return on tangible assets	-0.03	-0.14	75.01
graham net net	8.59	11.76	-26.93
working capital	2414242000	3058298000	-21.06
tangible asset value	3543017000	3651111000	-2.96
net current asset value	2393472000	3042856000	-21.34
invested capital	2523686000	3196212000	-21.04
average receivables	196335000	219227500	-10.44
average payables	98327000	213737500	-54.00
average inventory	210559500	724678000	-70.94
days sales outstanding	33.66	230.46	-85.39
days payables outstanding	136.12	485.97	-71.99
days of inventory on hand	3.82	1327.67	-99.71
receivables turnover	10.84	1.58	584.62
payables turnover	2.68	0.75	257.02
inventory turnover	95.66	0.27	34697.21
roe	-0.04	-0.16	75.50
capex per share	0.02	0.19	-87.30

• Negative

  ROE: Return on Equity (ROE) increased to -0.04 on 2023-12-31 from -0.16 on 2022-12-31, representing a change of 75.50%. However, ROE is <= 5%, suggesting that the company has not been generating high returns for its shareholders.

  PE Ratio: Price-to-Earnings (P/E) Ratio decreased to -2.04 on 2023-12-31 from -0.47 on 2022-12-31, representing a change of -331.94%. Indicating a decrease in the relative valuation of the company's stock.

  Current Ratio: Current Ratio increased to 6.41 on 2023-12-31 from 6.24 on 2022-12-31, representing a change of 2.86%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.

• Positive

  Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.00 on 2023-12-31 from 0.00 on 2022-12-31, representing a change of 83.98%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.

• Quarterly Financial Ratios

	2024-06-30 Q2	2024-03-31 Q1	Q/Q change %
JFU
calendar year	2024	2024	NaN
revenue per share	0.3	0.3	0.00
net income per share	0.03	0.03	0.00
operating cash flow per share	0	0	NaN
free cash flow per share	0	0	NaN
cash per share	11.0	11.0	0.00
book value per share	15.32	15.32	0.00
tangible book value per share	15.2	15.2	0.00
shareholders equity per share	15.09	15.09	0.00
interest debt per share	0.05	0	NaN
market cap	3199693990.15	5975510608.55	-46.45
enterprise value	2172748990.15	4936999608.55	-55.99
pe ratio	6.4	11.95	-46.45
price to sales ratio	44.82	83.71	-46.45
pocfratio	0	0	NaN
pfcf ratio	0	0	NaN
pb ratio	0.05	0.08	-46.45
ptb ratio	0.05	0.08	-46.45
ev to sales	30.44	69.16	-55.99
enterprise value over ebitda	-70.68	-160.61	55.99
ev to operating cash flow	0	0	NaN
ev to free cash flow	0	0	NaN
earnings yield	0.04	0.02	86.75
free cash flow yield	0	0	NaN
debt to equity	0.0	0	NaN
debt to assets	0.0	0	NaN
net debt to ebitda	33.41	33.78	-1.11
current ratio	6.33	6.33	0.00
interest coverage	0	0	NaN
income quality	0	0	NaN
dividend yield	0	0	NaN
payout ratio	0	0	NaN
sales general and administrative to revenue	0.81	0.81	0.00
research and ddevelopement to revenue	0	0	NaN
intangibles to total assets	0.01	0.01	0.00
capex to operating cash flow	0	0	NaN
capex to revenue	0	0	NaN
capex to depreciation	0	0	NaN
stock based compensation to revenue	0.02	0.02	0.00
graham number	3.0	3.0	0.00
roic	-0.01	-0.01	0.00
return on tangible assets	0.0	0.0	0.00
graham net net	8.98	9.38	-4.28
working capital	2561305000	2561305000	0.00
tangible asset value	3579592000	3579592000	0.00
net current asset value	2534173000	2534173000	0.00
invested capital	2660427000	2660427000	0.00
average receivables	42170000	71973000	-41.41
average payables	0	21476500	-100.00
average inventory	94644000	94644000.5	-0.00
days sales outstanding	53.17	53.17	0.00
days payables outstanding	0	0	NaN
days of inventory on hand	0	448.44	-100.00
receivables turnover	1.69	1.69	0.00
payables turnover	0	0	NaN
inventory turnover	0	0.2	-100.00
roe	0.0	0.0	0.00
capex per share	0	0	NaN

• Negative

  ROE: Return on Equity (ROE) decreased to 0.00 on 2024-06-30 Q2 from 0.00 on 2024-03-31 Q1, representing a change of 0.00%. Suggesting that the company has not been generating high returns for its shareholders.

  PE Ratio: Price-to-Earnings (P/E) Ratio decreased to 6.40 on 2024-06-30 Q2 from 11.95 on 2024-03-31 Q1, representing a change of -46.45%. Indicating a decrease in the relative valuation of the company's stock.

  Current Ratio: Current Ratio decreased to 6.33 on 2024-06-30 Q2 from 6.33 on 2024-03-31 Q1, representing a change of 0.00%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.

Growth Rates ⓘ

• Annual Growth

• Quarterly Growth

Intrinsic Value (Discounted Cash Flow) ⓘ

Negative Sentiment: Discounted Cash Flow value is 0.83 which is lower than current price 1.5, indicates the company may be overvalued.