USD 32.38
↓ -0.13 (-0.4%)
| ticker | 1 day return % | 1 week return % | 1 month return % | 3 months return % | 6 months return % | 1 year return % | 3 years return % | 5 years return % | 10 years return % | maximum return % |
|---|---|---|---|---|---|---|---|---|---|---|
| MOFG | -0.4 | 0.2 | 8.1 | 17.3 | 48.1 | 45.2 | -2.1 | -5.8 | 24.1 | 149.1 |
| S&P 500 | -1.3 | -2.3 | 0.5 | 5.7 | 10.7 | 30.1 | 25.2 | 88.0 | 187.6 | 33142.5 |
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| Attribute | Value |
|---|---|
| symbol | MOFG |
| name | MidWestOne Financial Group, Inc. |
| price | 32.38 |
| changes percentage | -0.40 |
| change | -0.13 |
| day low | 31.96 |
| day high | 32.91 |
| year high | 34 |
| year low | 19.43 |
| market cap | 672691262 |
| price avg 50 | 29.05 |
| price avg 200 | 24.81 |
| exchange | NASDAQ |
| volume | 62447 |
| avg volume | 78570 |
| open | 32.74 |
| previous close | 32.51 |
| eps | -4.63 |
| pe | -6.99 |
| earnings announcement | 2025-01-23T05:00:00.000+0000 |
| shares outstanding | 20774900 |
| timestamp | 2024-11-15 21:00:01 |
We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001412665 | |||
| revenue | 162595000 | 213877000 | -23.98 |
| gross profit | 162595000 | 213877000 | -23.98 |
| gross profit ratio | 1 | 1 | 0.00 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 162595000 | 4272000 | 3,706.06 |
| interest income | 249613000 | 196759000 | 26.86 |
| interest expense | 105441000 | 30401000 | 246.83 |
| ebitda | 37405000 | 86759000 | -56.89 |
| ebitdaratio | 0.23 | 0.55 | -58.00 |
| operating income | 24833000 | 111091000 | -77.65 |
| operating income ratio | 0.15 | 0.52 | -70.60 |
| net income | 20859000 | 60835000 | -65.71 |
| net income ratio | 0.13 | 0.28 | -54.90 |
| eps | 1.33 | 3.89 | -65.81 |
Revenue Growth: revenue decreased to 163 million in 2023 from 214 million in 2022 representing a change of -23.98%. This indicates a sales shrinking, which is a negative sign for the company.
Gross Profit: Gross Profit decreased to 163 million in 2023 from 214 million in 2022 representing a change of -23.98%. This indicates a sales profitability decline, which is a negative sign for the company.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to 37 million in 2023 from 87 million in 2022 representing a change of -56.89%. The decrease in EBITDA indicates declined operational efficiency and profitability.
Net Income: Net income decreased to 21 million in 2023 from 61 million in 2022 representing a change of -65.71%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 1.33 in 2023 from 1.33 in 2022 representing a change of -65.81%. This indicates that the company's earnings are decreasing and it is becoming less profitable on a per-share basis.
Operating Expenses: Operating Expenses decreased to 163 million in 2023 from 4 million in 2022 representing a change of 3706.06%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
Operating Income: Operating income increased to 25 million in 2023 from 111 million in 2022 representing a change of -77.65%. The increase in operating income indicates better operational performance and increased profitability.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001412665 | |||
| revenue | 42929000 | 94197000 | -54.43 |
| gross profit | 12121000 | 72781000 | -83.35 |
| gross profit ratio | 0.28 | 0.77 | -63.46 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 52019000 | 6889000 | 655.10 |
| interest income | 73696000 | 72776000 | 1.26 |
| interest expense | 36175000 | 36429000 | -0.70 |
| ebitda | -139230000 | 23633000 | -689.13 |
| ebitdaratio | -3.24 | -0.04 | -8,302.24 |
| operating income | -32987000 | 24509000 | -234.59 |
| operating income ratio | -0.77 | 0.26 | -395.33 |
| net income | -95707000 | 15819000 | -705.01 |
| net income ratio | -2.23 | 0.17 | -1,427.55 |
| eps | -6.07 | 1 | -707.00 |
Revenue Growth: revenue decreased to 43 million in 2024Q3 from 94 million in 2024Q2 representing a change of -54.43%. This indicates a sales shrinking, which is a negative sign for the company.
Gross Profit: Gross Profit decreased to 12 million in 2024Q3 from 73 million in 2024Q2 representing a change of -83.35%. This indicates a sales profitability decline, which is a negative sign for the company.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to -139 million in 2024Q3 from 24 million in 2024Q2 representing a change of -689.13%. The decrease in EBITDA indicates declined operational efficiency and profitability.
Operating Income: Operating income decreased to -33 million in 2024Q3 from 25 million in 2024Q2 representing a change of -234.59%. The decrease in operating income indicates worse operational performance and decreased profitability.
Net Income: Net income decreased to -96 million in 2024Q3 from 16 million in 2024Q2 representing a change of -705.01%. The decrease in net income shows worsen profitability and indicates that the company is generating less profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to -6.07 in 2024Q3 from -6.07 in 2024Q2 representing a change of -707.0%. This indicates that the company's earnings are decreasing and it is becoming less profitable on a per-share basis.
Operating Expenses: Operating Expenses decreased to 52 million in 2024Q3 from 7 million in 2024Q2 representing a change of 655.1%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001412665 | |||
| total assets | 6427540000 | 6577876000 | -2.29 |
| total liabilities | 5903162000 | 6085083000 | -2.99 |
| total equity | 524378000 | 492793000 | 6.41 |
| cash and cash equivalents | 76237000 | 86435000 | -11.80 |
| short term investments | 795134000 | 1153547000 | -31.07 |
| long term investments | 1870324000 | 2282968000 | -18.07 |
| total current assets | 81727000 | 1283073000 | -93.63 |
| total non current assets | 2058282000 | 2478798000 | -16.96 |
| total current liabilities | 3534540000 | 235500000 | 1,400.87 |
| total non current liabilities | 5602898000 | 235500000 | 2,279.15 |
| common stock | 16581000 | 16581000 | 0.00 |
| retained earnings | 294784000 | 289289000 | 1.90 |
| total debt | 423560000 | 531083000 | -20.25 |
Total Assets: Total Assets decreased to 6,428 million in 2023 from 6,578 million in 2022 representing a change of -2.29%. Suggesting a decrease in asset holdings.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 76 million in 2023 from 86 million in 2022 representing a change of -11.8%. This indicates a decrease in available liquid assets.
Short Term Investments: Short Term Investments decreased to 795 million in 2023 from 1,154 million in 2022 representing a change of -31.07%. This indicates a decrease in short-term investment holdings.
Total Current Assets: Total Current Assets decreased to 82 million in 2023 from 1,283 million in 2022 representing a change of -93.63%. This indicates a worsen liquidity position.
Total Current Liabilities: Total Current Liabilities increased to 3,535 million in 2023 from 236 million in 2022 representing a change of 1400.87%. This indicates a higher short-term debt burden.
Total Liabilities: Total Liabilities decreased to 5,903 million in 2023 from 6,085 million in 2022 representing a change of -2.99%. This indicates a decrease in overall liabilities.
Total Equity: Total Equity increased to 524 million in 2023 from 493 million in 2022 representing a change of 6.41%. This indicates an increase in shareholders' equity.
Retained Earnings: Retained Earnings increased to 295 million in 2023 from 289 million in 2022 representing a change of 1.9%. This indicates an accumulated profits.
Total Debt: Total Debt decreased to 424 million in 2023 from 531 million in 2022 representing a change of -20.25%. This indicates a reduction in overall debt burden.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001412665 | |||
| total assets | 6552482000 | 6581658000 | -0.44 |
| total liabilities | 5990244000 | 6038372000 | -0.80 |
| total equity | 562238000 | 543286000 | 3.49 |
| cash and cash equivalents | 72173000 | 101568000 | -28.94 |
| short term investments | 1623104000 | 771034000 | 110.51 |
| long term investments | 1623104000 | 71977000 | 2,155.03 |
| total current assets | 1695277000 | 137823000 | 1,130.04 |
| total non current assets | 1810111000 | 6443835000 | -71.91 |
| total current liabilities | 410630000 | 2340991000 | -82.46 |
| total non current liabilities | 5579614000 | 3697381000 | 50.91 |
| common stock | 21580000 | 16581000 | 30.15 |
| retained earnings | 206490000 | 306030000 | -32.53 |
| total debt | 525681000 | 531950000 | -1.18 |
Total Assets: Total Assets decreased to 6,552 million in 2024Q3 from 6,582 million in 2024Q2 representing a change of -0.44%. Suggesting a decrease in asset holdings.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 72 million in 2024Q3 from 102 million in 2024Q2 representing a change of -28.94%. This indicates a decrease in available liquid assets.
Retained Earnings: Retained Earnings decreased to 206 million in 2024Q3 from 306 million in 2024Q2 representing a change of -32.53%. This indicates an accumulated losses.
Total Liabilities: Total Liabilities decreased to 5,990 million in 2024Q3 from 6,038 million in 2024Q2 representing a change of -0.8%. This indicates a decrease in overall liabilities.
Total Equity: Total Equity increased to 562 million in 2024Q3 from 543 million in 2024Q2 representing a change of 3.49%. This indicates an increase in shareholders' equity.
Short Term Investments: Short Term Investments increased to 1,623 million in 2024Q3 from 771 million in 2024Q2 representing a change of 110.51%. This indicates an increase in short-term investment holdings.
Total Current Assets: Total Current Assets increased to 1,695 million in 2024Q3 from 138 million in 2024Q2 representing a change of 1130.04%. This indicates a better liquidity position.
Total Current Liabilities: Total Current Liabilities decreased to 411 million in 2024Q3 from 2,341 million in 2024Q2 representing a change of -82.46%. This indicates a lower short-term debt burden.
Common Stock: Common Stock increased to 22 in 2024Q3 from 17 in 2024Q2 representing a change of 30.15%. This indicates an increase in ownership interest.
Total Debt: Total Debt decreased to 526 million in 2024Q3 from 532 million in 2024Q2 representing a change of -1.18%. This indicates a reduction in overall debt burden.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0001412665 | |||
| net change in cash | -4708000 | -117395000 | 95.99 |
| operating cash flow | 62570000 | 90328000 | -30.73 |
| free cash flow | 58515000 | 87665000 | -33.25 |
| capital expenditure | -4055000 | -2663000 | -52.27 |
| depreciation and amortization | 12572000 | 10162000 | 23.72 |
| deferred income tax | -330000 | 4326000 | -107.63 |
| stock based compensation | 2403000 | 2541000 | -5.43 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 31375000 | -100.00 |
| investments in property plant and equipment | -4055000 | -2663000 | -52.27 |
| net cash used for investing activites | 129728000 | -273269000 | 147.47 |
| debt repayment | -16183000 | 192800000 | -108.39 |
| common stock issued | 0 | 0 | NaN |
| common stock repurchased | -609000 | -2725000 | 77.65 |
| dividends paid | -15216000 | -14870000 | -2.33 |
| net cash used provided by financing activities | -197006000 | 65546000 | -400.56 |
| cash at end of period | 81727000 | 86435000 | -5.45 |
| accounts receivables | 0 | 0 | NaN |
| cash at beginning of period | 86435000 | 203830000 | -57.59 |
Net Change in Cash: Net Change in Cash increased to -5 million in 2023 from -117 million in 2022 representing a change of 95.99%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Capital Expenditure: Capital Expenditure decreased to -4 million in 2023 from -3 million in 2022 representing a change of -52.27%. This indicates a possible improved efficiency or a shift in the company's strategic priorities.
Stock-Based Compensation: Stock-Based Compensation decreased to 2 million in 2023 from 3 million in 2022 representing a change of -5.43%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.
Operating Cash Flow: Operating Cash Flow decreased to 63 million in 2023 from 90 million in 2022 representing a change of -30.73%. This indicates that the company generated less cash from its core business operations.
Free Cash Flow: Free Cash Flow decreased to 59 million in 2023 from 88 million in 2022 representing a change of -33.25%. This indicates a decrease in cash generated after accounting for capital expenditures.
Dividends Paid: Dividends Paid decreased to -15 million in 2023 from -15 million in 2022 representing a change of -2.33%. This indicates a weaker financial position, less confidence in future prospects, and a reluctance to return value to shareholders.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0001412665 | |||
| operating cash flow | -2758000 | 25334000 | -110.89 |
| free cash flow | -2976000 | 24704000 | -112.05 |
| capital expenditure | -218000 | -630000 | 65.40 |
| depreciation and amortization | 2517000 | -1593000 | 258.00 |
| deferred income tax | -36053000 | 0 | NaN |
| stock based compensation | 587000 | 584000 | 0.51 |
| accounts receivables | 0 | 0 | NaN |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | -107000 | -8634000 | 98.76 |
| investments in property plant and equipment | -218000 | -630000 | 65.40 |
| net cash used for investing activites | 35930000 | 37575000 | -4.38 |
| debt repayment | -3919000 | -15604000 | 74.88 |
| common stock issued | 0 | 0 | NaN |
| common stock repurchased | 0 | -1000 | 100.00 |
| dividends paid | -3825000 | -3825000 | 0.00 |
| net cash used provided by financing activities | 67128000 | -59103000 | 213.58 |
| net change in cash | 100300000 | 3806000 | 2,535.31 |
| cash at end of period | 201868000 | 101568000 | 98.75 |
| cash at beginning of period | 101568000 | 97762000 | 3.89 |
Net Change in Cash: Net Change in Cash increased to 100 million in 2024Q3 from 4 million in 2024Q2 representing a change of 2535.31%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Operating Cash Flow: Operating Cash Flow decreased to -3 million in 2024Q3 from 25 million in 2024Q2 representing a change of -110.89%. This indicates that the company generated less cash from its core business operations.
Free Cash Flow: Free Cash Flow decreased to -3 million in 2024Q3 from 25 million in 2024Q2 representing a change of -112.05%. This indicates a decrease in cash generated after accounting for capital expenditures.
Capital Expenditure: Capital Expenditure increased to 0 million in 2024Q3 from -1 million in 2024Q2 representing a change of 65.4%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Stock-Based Compensation: Stock-Based Compensation increased to 1 million in 2024Q3 from 1 million in 2024Q2 representing a change of 0.51%. This indicates increased expenses, which is generally considered a negative sign from a financial perspective.
We save you time by utilizing Generative AI to summarize earnings transcripts. Our summaries provide a clear insight into the company's current performance, future outlook, and overall sentiment expressed during the call. Click on below links to explore more.
Note: The years mentioned below are fiscal years in accounting.
Q3 2024 Earnings call transcript
EPS represents the portion of a company's profit allocated to each outstanding share of common stock. A higher EPS is generally favorable, indicating stronger profitability on a per-share basis.
Positive EPS: A positive EPS signifies that a company is profitable, it is generally viewed positively, supporting stock value and investor confidence.
Negative EPS: Indicates that a company is operating at a loss, which could lead to negative sentiment, potential stock depreciation, and concerns about the company's financial health.
The Next Earning Date represents when the company plans to release its next set of financial results.
An upward trend in EPS suggests consistent growth in earnings, often leading to increased investor confidence. A downward trend may indicate a decline in earnings, potentially decreasing investor confidence and stock value. Fluctuating EPS suggests unpredictable financial performance, warranting cautious investor analysis.
Earnings surprise occurs when a company's actual earnings differ from analysts' expectations. A positive earnings surprise typically reflects better-than-expected performance, potentially leading to stock appreciation. Conversely, a negative earnings surprise can result in stock depreciation. An earnings surprise of zero means the earnings met expectations, which typically has a neutral impact on stock price.
Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.
| 2023-12-31 | 2022-12-31 | Y/Y change % | |
|---|---|---|---|
| FY | |||
| calendar year | 2023 | 2022 | NaN |
| revenue per share | 10.37 | 13.67 | -24.12 |
| net income per share | 1.33 | 3.89 | -65.78 |
| operating cash flow per share | 3.99 | 5.77 | -30.86 |
| free cash flow per share | 3.73 | 5.6 | -33.37 |
| cash per share | 55.58 | 79.24 | -29.86 |
| book value per share | 33.45 | 31.49 | 6.21 |
| tangible book value per share | 27.08 | 25.56 | 5.93 |
| shareholders equity per share | 33.45 | 31.49 | 6.21 |
| interest debt per share | 33.42 | 35.88 | -6.86 |
| market cap | 421894980 | 496863592.25 | -15.09 |
| enterprise value | 769217980 | 941511592.25 | -18.30 |
| pe ratio | 20.23 | 8.17 | 147.64 |
| price to sales ratio | 2.59 | 2.32 | 11.69 |
| pocfratio | 6.74 | 5.5 | 22.58 |
| pfcf ratio | 7.21 | 5.67 | 27.21 |
| pb ratio | 0.8 | 1.01 | -20.20 |
| ptb ratio | 0.8 | 1.01 | -20.20 |
| ev to sales | 4.73 | 4.4 | 7.47 |
| enterprise value over ebitda | 20.56 | 10.85 | 89.50 |
| ev to operating cash flow | 12.29 | 10.42 | 17.95 |
| ev to free cash flow | 13.15 | 10.74 | 22.40 |
| earnings yield | 0.05 | 0.12 | -59.62 |
| free cash flow yield | 0.14 | 0.18 | -21.39 |
| debt to equity | 0.8 | 1.08 | -25.95 |
| debt to assets | 0.07 | 0.08 | -19.36 |
| net debt to ebitda | 9.29 | 5.13 | 81.18 |
| current ratio | 0.02 | 5.45 | -99.58 |
| interest coverage | 0.24 | 3.65 | -93.55 |
| income quality | 3.0 | 1.48 | 102.02 |
| dividend yield | 0.04 | 0.03 | 20.51 |
| payout ratio | 0.73 | 0.24 | 198.43 |
| sales general and administrative to revenue | 0.49 | 0.37 | 31.44 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.02 | 0.01 | 10.16 |
| capex to operating cash flow | 0.06 | 0.03 | 119.82 |
| capex to revenue | 0.02 | 0.01 | 100.30 |
| capex to depreciation | 0.32 | 0.26 | 23.08 |
| stock based compensation to revenue | 0.01 | 0.01 | 24.40 |
| graham number | 31.64 | 52.48 | -39.71 |
| roic | 0.02 | 0.09 | -74.33 |
| return on tangible assets | 0.0 | 0.01 | -64.86 |
| graham net net | -320.95 | -311.25 | -3.12 |
| working capital | -3452813000 | 1047573000 | -429.60 |
| tangible asset value | 424499000 | 400001000 | 6.12 |
| net current asset value | -5821435000 | -4802010000 | -21.23 |
| invested capital | -3264855000 | 1227490000 | -365.98 |
| average receivables | 21545500 | 37969500 | -43.26 |
| average payables | 0 | 0 | NaN |
| average inventory | -57997000 | -170238000 | 65.93 |
| days sales outstanding | 0 | 73.54 | -100.00 |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | 0 | NaN |
| receivables turnover | 0 | 4.96 | -100.00 |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | 0 | NaN |
| roe | 0.04 | 0.12 | -67.78 |
| capex per share | 0.26 | 0.17 | 51.99 |
ROE: Return on Equity (ROE) decreased to 0.04 on 2023-12-31 from 0.12 on 2022-12-31, representing a change of -67.78%. Suggesting that the company has not been generating high returns for its shareholders.
Current Ratio: Current Ratio decreased to 0.02 on 2023-12-31 from 5.45 on 2022-12-31, representing a change of -99.58%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Also, it's below 1, indicating potential liquidity issues.
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 20.23 on 2023-12-31 from 8.17 on 2022-12-31, representing a change of 147.64%. Indicating an increase in the relative valuation of the company's stock.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.80 on 2023-12-31 from 1.08 on 2022-12-31, representing a change of -25.95%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
| 2024-09-30 Q3 | 2024-06-30 Q2 | Q/Q change % | |
|---|---|---|---|
| MOFG | |||
| calendar year | 2024 | 2024 | NaN |
| revenue per share | 2.72 | 5.98 | -54.45 |
| net income per share | -6.07 | 1.0 | -704.68 |
| operating cash flow per share | -0.17 | 1.61 | -110.88 |
| free cash flow per share | -0.19 | 1.57 | -112.04 |
| cash per share | 107.49 | 55.36 | 94.17 |
| book value per share | 35.65 | 34.46 | 3.43 |
| tangible book value per share | 29.54 | 27.46 | 7.59 |
| shareholders equity per share | 35.65 | 34.46 | 3.43 |
| interest debt per share | 35.62 | 35.51 | 0.32 |
| market cap | 449975160 | 349790156.66 | 28.64 |
| enterprise value | 903483160 | 780172156.66 | 15.81 |
| pe ratio | -1.18 | 5.53 | -121.26 |
| price to sales ratio | 10.48 | 3.71 | 182.27 |
| pocfratio | -163.15 | 13.81 | -1,281.65 |
| pfcf ratio | -151.2 | 14.16 | -1,167.86 |
| pb ratio | 0.8 | 0.64 | 24.31 |
| ptb ratio | 0.8 | 0.64 | 24.31 |
| ev to sales | 21.05 | 8.28 | 154.11 |
| enterprise value over ebitda | -6.49 | 33.01 | -119.66 |
| ev to operating cash flow | -327.59 | 30.8 | -1,163.75 |
| ev to free cash flow | -303.59 | 31.58 | -1,061.31 |
| earnings yield | -0.21 | 0.05 | -570.31 |
| free cash flow yield | -0.01 | 0.07 | -109.36 |
| debt to equity | 0.93 | 0.96 | -2.94 |
| debt to assets | 0.08 | 0.08 | 0.90 |
| net debt to ebitda | -3.26 | 18.21 | -117.89 |
| current ratio | 4.13 | 0.06 | 6,912.42 |
| interest coverage | -0.91 | 0.67 | -235.54 |
| income quality | 0.03 | 1.6 | -98.20 |
| dividend yield | 0.01 | 0.01 | -22.26 |
| payout ratio | -0.04 | 0.24 | -116.53 |
| sales general and administrative to revenue | 0.49 | 0.23 | 107.77 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.01 | 0.02 | -12.44 |
| capex to operating cash flow | -0.08 | 0.02 | -417.85 |
| capex to revenue | 0.01 | 0.01 | -24.07 |
| capex to depreciation | 0.09 | -0.4 | 121.90 |
| stock based compensation to revenue | 0.01 | 0.01 | 120.55 |
| graham number | 69.76 | 27.9 | 150.09 |
| roic | -0.02 | 0.02 | -227.99 |
| return on tangible assets | -0.01 | 0.0 | -706.42 |
| graham net net | -272.32 | -331.89 | 17.95 |
| working capital | 1284647000 | -2203168000 | 158.31 |
| tangible asset value | 465981000 | 432865000 | 7.65 |
| net current asset value | -4294967000 | -5900549000 | 27.21 |
| invested capital | 1471654000 | -1999170000 | 173.61 |
| average receivables | 0 | 0 | NaN |
| average payables | 0 | 0 | NaN |
| average inventory | -65885000 | -139772500 | 52.86 |
| days sales outstanding | 0 | 0 | NaN |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | -553.76 | 100.00 |
| receivables turnover | 0 | 0 | NaN |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | -0.16 | 100.00 |
| roe | -0.17 | 0.03 | -684.62 |
| capex per share | 0.01 | 0.04 | -65.42 |
ROE: Return on Equity (ROE) decreased to -0.17 on 2024-09-30 Q3 from 0.03 on 2024-06-30 Q2, representing a change of -684.62%. Suggesting that the company has not been generating high returns for its shareholders.
PE Ratio: Price-to-Earnings (P/E) Ratio decreased to -1.18 on 2024-09-30 Q3 from 5.53 on 2024-06-30 Q2, representing a change of -121.26%. Indicating a decrease in the relative valuation of the company's stock.
Current Ratio: Current Ratio increased to 4.13 on 2024-09-30 Q3 from 0.06 on 2024-06-30 Q2, representing a change of 6912.42%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.93 on 2024-09-30 Q3 from 0.96 on 2024-06-30 Q2, representing a change of -2.94%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
Negative Sentiment: Discounted Cash Flow value is 4.83 which is lower than current price 32.38, indicates the company may be overvalued.
| Market Capitalization | Enterprise Value | |
|---|---|---|
| Definition | The total market value of a company's outstanding shares | The total market value of a company, including its debt and other liabilities |
| Calculation | Current share price * Total number of outstanding shares | Market capitalization + Total debt - Cash and cash equivalents |
| Focus | Equity component of a company's value | Total economic value of a company |
| Usefulness | Assesses a company's size and growth potential based on investor sentiment | Provides a more comprehensive valuation that considers both equity and debt |
Analyzing dividends is a crucial aspect of investment evaluation, offering valuable insights into a company's financial health and its commitment to shareholder returns. Dividends represent a portion of a company's profits distributed to its shareholders, providing a steady income stream. We help you analyze dividends based on the indicators mentioned below:
• Investors often assess the average dividend amount, observing trends over time to gauge the company's stability and growth potential. A positive trend in average dividends indicates a consistent and potentially lucrative investment. Additionally, evaluating the trend of dividend increases provides insight into the company's financial strength and management's confidence in future earnings.
• Consistency in paying dividends is a reassuring sign, reflecting a company's reliability and commitment to shareholder value. For investors, dividends not only offer income but also contribute to the overall total return on investment.
• Companies with a history of regular and increasing dividends can attract income-focused investors seeking stable returns, making dividends a critical factor in building a well-rounded investment portfolio.
Interested in the overall sentiment for a particular period? Check out our news sentiment analysis tool.
Sentiment: Positive
Publish Date: 2024-10-25 16:10:05
MidWestOne Financial Group, Inc. (NASDAQ:MOFG ) Q3 2024 Earnings Conference Call October 25, 2024 12:00 PM ET Company Participants Barry Ray - Senior Executive Vice President, Chief Financial Officer and Treasurer Charles Reeves - Chief Executive Officer Len Devaisher - President and Chief Operating Officer Gary Sims - Senior Vice President and Chief Credit Officer Conference Call Participants Brendan Nosal - Hovde Terry McEvoy - Stephens Nathan Race - Piper Sandler Damon DelMonte - KBW Brian Martin - Janney Montgomery Operator Good morning, ladies and gentlemen, and welcome to the MidWestOne Financial Group, Inc. Third Quarter 2024 Earnings Call. During today's presentation, all parties will be in a listen-only mode.
Sentiment: Positive
Publish Date: 2024-10-24 20:00:26
While the top- and bottom-line numbers for MidWestOne (MOFG) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Sentiment: Positive
Publish Date: 2024-10-24 19:11:09
MidWestOne (MOFG) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.58 per share a year ago.
Sentiment: Neutral
Publish Date: 2024-10-24 16:15:00
IOWA CITY, Iowa, Oct. 24, 2024 (GLOBE NEWSWIRE) -- MidWestOne Financial Group, Inc. (Nasdaq: MOFG) (“we”, “our”, or the "Company”) today reported results for the third quarter of 2024.
Sentiment: Neutral
Publish Date: 2024-10-11 16:15:00
IOWA CITY, Iowa, Oct. 11, 2024 (GLOBE NEWSWIRE) -- MidWestOne Financial Group, Inc. (Nasdaq: MOFG) (“MidWestOne” or the “Company”), parent company of MidWestOne Bank, today announced that its third quarter 2024 financial results will be released after market closes on Thursday, October 24, 2024. The Company will host a conference call to discuss its financial results at 11:00 a.m. Central Time on Friday, October 25, 2024.
Sentiment: Positive
Publish Date: 2024-10-09 10:45:27
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
* The sentiment analysis presented is generated through an algorithm and may be subject to inaccuracies. Users are advised to corroborate key information and employ further analytical methods prior to making critical decisions.
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Interpret Technical Indicators
| Indicator | Bullish | Bearish |
|---|---|---|
| Price and EMA ⓘ | Price crosses above EMA | Price crosses below EMA |
| Short-Term vs Long-Term EMA ⓘ | Short EMA crosses above Long EMA | Short EMA crosses below Long EMA |
| Volume ⓘ | Increasing volume during price uptrend | Increasing volume during price downtrend |
| MACD ⓘ | MACD crosses above Signal Line | MACD crosses below Signal Line |
| RSI ⓘ | RSI is below 30 (oversold) and starts to rise above 30 | RSI is above 70 (overbought) and starts to decline below 70 |
| Candlestick Patterns ⓘ | Bullish candlestick patterns | Bearish candlestick patterns |
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