USD 196.76
| ticker | 1 day return % | 1 week return % | 1 month return % | 3 months return % | 6 months return % | 1 year return % | 3 years return % | 5 years return % | 10 years return % | maximum return % |
|---|---|---|---|---|---|---|---|---|---|---|
| MTB | 0.3 | 3.3 | 0.3 | -1.1 | 19.5 | 50.2 | 7.9 | 20.7 | 74.3 | 15515.9 |
| S&P 500 | 1.0 | 1.8 | -0.9 | 2.7 | 7.3 | 26.5 | 31.0 | 80.1 | 196.5 | 33856.2 |
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| Attribute | Value |
|---|---|
| symbol | MTB |
| name | M&T Bank Corporation |
| price | 196.76 |
| changes percentage | 0.3366 |
| change | 0.66 |
| day low | 194.4 |
| day high | 197.14 |
| year high | 225.7 |
| year low | 128.31 |
| market cap | 32646615960 |
| price avg 50 | 203.0166 |
| price avg 200 | 171.61505 |
| exchange | NYSE |
| volume | 1773417 |
| avg volume | 1155314 |
| open | 196.13 |
| previous close | 196.1 |
| eps | 14.65 |
| pe | 13.43 |
| earnings announcement | 2025-04-14T12:30:00.000+0000 |
| shares outstanding | 165921000 |
| timestamp | 2025-01-17 21:00:02 |
We derive the score of a company's financial statements by evaluating the weighted average sentiment across key within the statements. The cumulative score, normalized to a sum of 1, serves as a metric for assessing the company's performance during the specified period. A higher score indicates stronger performance. However, it's crucial to note that while this score provides valuable insights, it is just one of many factors to consider when making informed investment decisions. A holistic evaluation, considering various aspects of the company's financial health and market conditions, is essential for a well-rounded investment strategy.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000036270 | |||
| revenue | 8998000000 | 8042559000 | 11.88 |
| gross profit | 8998000000 | 8042559000 | 11.88 |
| gross profit ratio | 1 | 1 | 0.00 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 4475000000 | 90748000 | 4831.24 |
| interest income | 10224000000 | 6247120000 | 63.66 |
| interest expense | 3109000000 | 425164000 | 631.25 |
| ebitda | 0 | 2906716000 | -100.00 |
| ebitdaratio | 0 | 0.38 | -100.00 |
| operating income | 4523000000 | 3036287000 | 48.96 |
| operating income ratio | 0.5 | 0.38 | 33.15 |
| net income | 2741000000 | 1992000000 | 37.60 |
| net income ratio | 0.3 | 0.25 | 22.99 |
| eps | 15.85 | 11.59 | 36.76 |
Revenue Growth: revenue increased to 8,998 million in 2023 from 8,043 million in 2022 representing a change of 11.88%. This indicates a sales growth, which is a positive sign for the company.
Gross Profit: Gross Profit increased to 8,998 million in 2023 from 8,043 million in 2022 representing a change of 11.88%. This indicates a sales profitability growth, which is a positive sign for the company.
Operating Expenses: Operating Expenses decreased to 4,475 million in 2023 from 91 million in 2022 representing a change of 4831.24%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
Operating Income: Operating income increased to 4,523 million in 2023 from 3,036 million in 2022 representing a change of 48.96%. The increase in operating income indicates better operational performance and increased profitability.
Net Income: Net income increased to 2,741 million in 2023 from 1,992 million in 2022 representing a change of 37.6%. The increase in net income shows improved profitability and indicates that the company is generating more profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 15.85 in 2023 from 15.85 in 2022 representing a change of 36.76%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to 0 million in 2023 from 2,907 million in 2022 representing a change of -100.0%. The decrease in EBITDA indicates declined operational efficiency and profitability.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000036270 | |||
| revenue | 2332000000 | 3373000000 | -30.86 |
| gross profit | 2332000000 | 3373000000 | -30.86 |
| gross profit ratio | 1 | 1 | 0.00 |
| research and development expenses | 0 | 0 | NaN |
| operating expenses | 2332000000 | 408000000 | 471.57 |
| interest income | 2785000000 | 2789000000 | -0.14 |
| interest expense | 1059000000 | 1071000000 | -1.12 |
| ebitda | 0 | 982000000 | -100.00 |
| ebitdaratio | 0 | 0.0 | -100.00 |
| operating income | 909000000 | 905000000 | 0.44 |
| operating income ratio | 0.39 | 0.27 | 45.28 |
| net income | 721000000 | 655000000 | 10.08 |
| net income ratio | 0.31 | 0.19 | 59.21 |
| eps | 4.04 | 3.94 | 2.54 |
Revenue Growth: revenue decreased to 2,332 million in 2024Q3 from 3,373 million in 2024Q2 representing a change of -30.86%. This indicates a sales shrinking, which is a negative sign for the company.
Gross Profit: Gross Profit decreased to 2,332 million in 2024Q3 from 3,373 million in 2024Q2 representing a change of -30.86%. This indicates a sales profitability decline, which is a negative sign for the company.
EBITDA: EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) decreased to 0 million in 2024Q3 from 982 million in 2024Q2 representing a change of -100.0%. The decrease in EBITDA indicates declined operational efficiency and profitability.
Operating Expenses: Operating Expenses decreased to 2,332 million in 2024Q3 from 408 million in 2024Q2 representing a change of 471.57%. The decrease in operating expenses can be attributed to various factors such as improved profitability, cost optimization and financial stability, lower operating expenses can be positive indicators.
Operating Income: Operating income increased to 909 million in 2024Q3 from 905 million in 2024Q2 representing a change of 0.44%. The increase in operating income indicates better operational performance and increased profitability.
Net Income: Net income increased to 721 million in 2024Q3 from 655 million in 2024Q2 representing a change of 10.08%. The increase in net income shows improved profitability and indicates that the company is generating more profit for each dollar of revenue.
Earnings per Share (EPS): EPS increased to 4.04 in 2024Q3 from 4.04 in 2024Q2 representing a change of 2.54%. This indicates that the company's earnings are increasing and it is becoming more profitable on a per-share basis.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000036270 | |||
| total assets | 208264000000 | 200729841000 | 3.75 |
| total liabilities | 181307000000 | 175411851000 | 3.36 |
| total equity | 26957000000 | 25317990000 | 6.47 |
| cash and cash equivalents | 29800000000 | 26475963000 | 12.55 |
| short term investments | -106000000 | 3168882000 | -103.35 |
| long term investments | 27003000000 | 25328718000 | 6.61 |
| total current assets | 1731000000 | 75128309000 | -97.70 |
| total non current assets | 177504000000 | 11285032000 | 1472.92 |
| total current liabilities | 5316000000 | 3554951000 | 49.54 |
| total non current liabilities | 180825000000 | 171856900000 | 5.22 |
| common stock | 91000000 | 23307390000 | -99.61 |
| retained earnings | 17524000000 | 15753978000 | 11.24 |
| total debt | 13201000000 | 7519488000 | 75.56 |
Total Assets: Total Assets increased to 208,264 million in 2023 from 200,730 million in 2022 representing a change of 3.75%. Suggesting a growth in asset holdings.
Total Equity: Total Equity increased to 26,957 million in 2023 from 25,318 million in 2022 representing a change of 6.47%. This indicates an increase in shareholders' equity.
Cash And Cash Equivalents: Cash And Cash Equivalents increased to 29,800 million in 2023 from 26,476 million in 2022 representing a change of 12.55%. This indicates an increase in available liquid assets.
Retained Earnings: Retained Earnings increased to 17,524 million in 2023 from 15,754 million in 2022 representing a change of 11.24%. This indicates an accumulated profits.
Total Liabilities: Total Liabilities increased to 181,307 million in 2023 from 175,412 million in 2022 representing a change of 3.36%. This indicates an increase in overall liabilities.
Short Term Investments: Short Term Investments decreased to -106 million in 2023 from 3,169 million in 2022 representing a change of -103.35%. This indicates a decrease in short-term investment holdings.
Total Current Assets: Total Current Assets decreased to 1,731 million in 2023 from 75,128 million in 2022 representing a change of -97.7%. This indicates a worsen liquidity position.
Total Current Liabilities: Total Current Liabilities increased to 5,316 million in 2023 from 3,555 million in 2022 representing a change of 49.54%. This indicates a higher short-term debt burden.
Common Stock: Common Stock decreased to 91 in 2023 from 23,307 in 2022 representing a change of -99.61%. This indicates a decrease in ownership interest.
Total Debt: Total Debt increased to 13,201 million in 2023 from 7,519 million in 2022 representing a change of 75.56%. This indicates an increase in overall debt burden.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000036270 | |||
| total assets | 211785000000 | 208855000000 | 1.40 |
| total liabilities | 182909000000 | 180431000000 | 1.37 |
| total equity | 28876000000 | 28424000000 | 1.59 |
| cash and cash equivalents | 2216000000 | 26570000000 | -91.66 |
| short term investments | 12542000000 | 9736000000 | 28.82 |
| long term investments | 32429000000 | 26038000000 | 24.54 |
| total current assets | 34543000000 | 26769000000 | 29.04 |
| total non current assets | 10266000000 | 182086000000 | -94.36 |
| total current liabilities | 2605000000 | 53485000000 | -95.13 |
| total non current liabilities | 179932000000 | 126946000000 | 41.74 |
| common stock | 91000000 | 91000000 | 0.00 |
| retained earnings | 18659000000 | 18211000000 | 2.46 |
| total debt | 14188000000 | 16083000000 | -11.78 |
Total Assets: Total Assets increased to 211,785 million in 2024Q3 from 208,855 million in 2024Q2 representing a change of 1.4%. Suggesting a growth in asset holdings.
Total Equity: Total Equity increased to 28,876 million in 2024Q3 from 28,424 million in 2024Q2 representing a change of 1.59%. This indicates an increase in shareholders' equity.
Short Term Investments: Short Term Investments increased to 12,542 million in 2024Q3 from 9,736 million in 2024Q2 representing a change of 28.82%. This indicates an increase in short-term investment holdings.
Total Current Assets: Total Current Assets increased to 34,543 million in 2024Q3 from 26,769 million in 2024Q2 representing a change of 29.04%. This indicates a better liquidity position.
Total Current Liabilities: Total Current Liabilities decreased to 2,605 million in 2024Q3 from 53,485 million in 2024Q2 representing a change of -95.13%. This indicates a lower short-term debt burden.
Retained Earnings: Retained Earnings increased to 18,659 million in 2024Q3 from 18,211 million in 2024Q2 representing a change of 2.46%. This indicates an accumulated profits.
Total Debt: Total Debt decreased to 14,188 million in 2024Q3 from 16,083 million in 2024Q2 representing a change of -11.78%. This indicates a reduction in overall debt burden.
Total Liabilities: Total Liabilities increased to 182,909 million in 2024Q3 from 180,431 million in 2024Q2 representing a change of 1.37%. This indicates an increase in overall liabilities.
Cash And Cash Equivalents: Cash And Cash Equivalents decreased to 2,216 million in 2024Q3 from 26,570 million in 2024Q2 representing a change of -91.66%. This indicates a decrease in available liquid assets.
| 2023 | 2022 | Y/Y change % | |
|---|---|---|---|
| 0000036270 | |||
| net change in cash | 211000000 | 182667000 | 15.51 |
| operating cash flow | 3905000000 | 4573740000 | -14.62 |
| free cash flow | 3649000000 | 4359352000 | -16.29 |
| capital expenditure | -256000000 | -214388000 | -19.41 |
| depreciation and amortization | 497000000 | 434143000 | 14.48 |
| deferred income tax | -97000000 | -29987000 | -223.47 |
| stock based compensation | 0 | 111000000 | -100.00 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 393923000 | -100.00 |
| investments in property plant and equipment | -256000000 | -214388000 | -19.41 |
| net cash used for investing activites | -7874000000 | 16592736000 | -147.45 |
| debt repayment | 5972000000 | 2705000000 | 120.78 |
| common stock issued | 0 | 0 | NaN |
| common stock repurchased | -594000000 | -1800000000 | 67.00 |
| dividends paid | -968000000 | -881016000 | -9.87 |
| net cash used provided by financing activities | 4180000000 | -20983809000 | 119.92 |
| cash at end of period | 1731000000 | 1520244000 | 13.86 |
| accounts receivables | 0 | -122755000 | 100.00 |
| cash at beginning of period | 1520000000 | 1337577000 | 13.64 |
Net Change in Cash: Net Change in Cash increased to 211 million in 2023 from 183 million in 2022 representing a change of 15.51%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Capital Expenditure: Capital Expenditure decreased to -256 million in 2023 from -214 million in 2022 representing a change of -19.41%. This indicates a possible improved efficiency or a shift in the company's strategic priorities.
Stock-Based Compensation: Stock-Based Compensation decreased to 0 million in 2023 from 111 million in 2022 representing a change of -100.0%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.
Operating Cash Flow: Operating Cash Flow decreased to 3,905 million in 2023 from 4,574 million in 2022 representing a change of -14.62%. This indicates that the company generated less cash from its core business operations.
Free Cash Flow: Free Cash Flow decreased to 3,649 million in 2023 from 4,359 million in 2022 representing a change of -16.29%. This indicates a decrease in cash generated after accounting for capital expenditures.
Accounts Receivables: Accounts Receivables increased to 0 in 2023 from -123 million in 2022 representing a change of 100.0%. This suggests that the company is less capable of collecting payments from its customers.
Dividends Paid: Dividends Paid decreased to -968 million in 2023 from -881 million in 2022 representing a change of -9.87%. This indicates a weaker financial position, less confidence in future prospects, and a reluctance to return value to shareholders.
| 2024Q3 | 2024Q2 | Q/Q change % | |
|---|---|---|---|
| 0000036270 | |||
| operating cash flow | -28000000 | 1018000000 | -102.75 |
| free cash flow | -58000000 | 952000000 | -106.09 |
| capital expenditure | -30000000 | -66000000 | 54.55 |
| depreciation and amortization | 53000000 | 92000000 | -42.39 |
| deferred income tax | 1000000 | -16000000 | 106.25 |
| stock based compensation | -84000000 | 84000000 | -200.00 |
| accounts receivables | 0 | -27000000 | 100.00 |
| accounts payables | 0 | 0 | NaN |
| inventory | 0 | 0 | NaN |
| acquisitions net | 0 | 0 | NaN |
| investments in property plant and equipment | -30000000 | -66000000 | 54.55 |
| net cash used for investing activites | -1386000000 | 5961000000 | -123.25 |
| debt repayment | -2029000000 | -144000000 | -1309.03 |
| common stock issued | 0 | 733000000 | -100.00 |
| common stock repurchased | -548000000 | 0 | NaN |
| dividends paid | -274000000 | -249000000 | -10.04 |
| net cash used provided by financing activities | 1852000000 | -6896000000 | 126.86 |
| net change in cash | 438000000 | 83000000 | 427.71 |
| cash at end of period | 2216000000 | 1778000000 | 24.63 |
| cash at beginning of period | 1778000000 | 1695000000 | 4.90 |
Net Change in Cash: Net Change in Cash increased to 438 million in 2024Q3 from 83 million in 2024Q2 representing a change of 427.71%. Indicating an increased ability to generate cash from the company's operations or its cash flow position.
Stock-Based Compensation: Stock-Based Compensation decreased to -84 million in 2024Q3 from 84 million in 2024Q2 representing a change of -200.0%. This indicates decreased expenses, which is generally considered a positive sign from a financial perspective.
Operating Cash Flow: Operating Cash Flow decreased to -28 million in 2024Q3 from 1,018 million in 2024Q2 representing a change of -102.75%. This indicates that the company generated less cash from its core business operations.
Free Cash Flow: Free Cash Flow decreased to -58 million in 2024Q3 from 952 million in 2024Q2 representing a change of -106.09%. This indicates a decrease in cash generated after accounting for capital expenditures.
Capital Expenditure: Capital Expenditure increased to -30 million in 2024Q3 from -66 million in 2024Q2 representing a change of 54.55%. This indicates an increase in the cash outflow required for acquiring or improving long-term assets.
Deferred Income Tax: Deferred Income Tax increased to 1 million in 2024Q3 from -16 million in 2024Q2 representing a change of 106.25%. This indicates that the company's tax liability for future periods has increased.
Accounts Receivables: Accounts Receivables increased to 0 in 2024Q3 from -27 million in 2024Q2 representing a change of 100.0%. This suggests that the company is less capable of collecting payments from its customers.
Dividends Paid: Dividends Paid decreased to -274 million in 2024Q3 from -249 million in 2024Q2 representing a change of -10.04%. This indicates a weaker financial position, less confidence in future prospects, and a reluctance to return value to shareholders.
We save you time by utilizing Generative AI to summarize earnings transcripts. Our summaries provide a clear insight into the company's current performance, future outlook, and overall sentiment expressed during the call. Click on below links to explore more.
Note: The years mentioned below are fiscal years in accounting.
Q3 2024 Earnings call transcript
EPS represents the portion of a company's profit allocated to each outstanding share of common stock. A higher EPS is generally favorable, indicating stronger profitability on a per-share basis.
Positive EPS: A positive EPS signifies that a company is profitable, it is generally viewed positively, supporting stock value and investor confidence.
Negative EPS: Indicates that a company is operating at a loss, which could lead to negative sentiment, potential stock depreciation, and concerns about the company's financial health.
The Next Earning Date represents when the company plans to release its next set of financial results.
An upward trend in EPS suggests consistent growth in earnings, often leading to increased investor confidence. A downward trend may indicate a decline in earnings, potentially decreasing investor confidence and stock value. Fluctuating EPS suggests unpredictable financial performance, warranting cautious investor analysis.
Earnings surprise occurs when a company's actual earnings differ from analysts' expectations. A positive earnings surprise typically reflects better-than-expected performance, potentially leading to stock appreciation. Conversely, a negative earnings surprise can result in stock depreciation. An earnings surprise of zero means the earnings met expectations, which typically has a neutral impact on stock price.
Discover detailed analyst recommendations for stocks, including categories such as Buy, Hold, Sell, Strong Buy, and Strong Sell. These insights are based on thorough analysis of financial and market factors. The consensus is calculated by assigning a numerical score to each recommendation. These scores are then weighted and averaged over a specified period to provide a comprehensive view of the stock's outlook, with the final score determining the overall consensus.
| 2023-12-31 | 2022-12-31 | Y/Y change % | |
|---|---|---|---|
| FY | |||
| calendar year | 2023 | 2022 | NaN |
| revenue per share | 54.09 | 49.29 | 9.74 |
| net income per share | 16.48 | 12.21 | 34.96 |
| operating cash flow per share | 23.47 | 28.03 | -16.26 |
| free cash flow per share | 21.93 | 26.72 | -17.90 |
| cash per share | 178.49 | 181.68 | -1.75 |
| book value per share | 162.04 | 155.16 | 4.43 |
| tangible book value per share | 110.27 | 101.85 | 8.27 |
| shareholders equity per share | 162.04 | 155.16 | 4.43 |
| interest debt per share | 98.04 | 48.69 | 101.36 |
| market cap | 22804765880.0 | 23670020440 | -3.66 |
| enterprise value | 6205765880.0 | 4713545440 | 31.66 |
| pe ratio | 8.32 | 11.88 | -29.98 |
| price to sales ratio | 2.53 | 2.94 | -13.89 |
| pocfratio | 5.84 | 5.18 | 12.84 |
| pfcf ratio | 6.25 | 5.43 | 15.10 |
| pb ratio | 0.85 | 0.93 | -9.51 |
| ptb ratio | 0.85 | 0.93 | -9.51 |
| ev to sales | 0.69 | 0.59 | 17.68 |
| enterprise value over ebitda | 0 | 1.62 | -100.00 |
| ev to operating cash flow | 1.59 | 1.03 | 54.20 |
| ev to free cash flow | 1.7 | 1.08 | 57.29 |
| earnings yield | 0.12 | 0.08 | 42.82 |
| free cash flow yield | 0.16 | 0.18 | -13.12 |
| debt to equity | 0.49 | 0.3 | 64.88 |
| debt to assets | 0.06 | 0.04 | 69.21 |
| net debt to ebitda | 0 | -6.52 | 100.00 |
| current ratio | 0.33 | 21.13 | -98.46 |
| interest coverage | 1.45 | 7.14 | -79.63 |
| income quality | 1.42 | 2.3 | -37.96 |
| dividend yield | 0.04 | 0.04 | 14.04 |
| payout ratio | 0.35 | 0.44 | -20.15 |
| sales general and administrative to revenue | 0.35 | 0.36 | -3.25 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.04 | 0.04 | -4.59 |
| capex to operating cash flow | 0.07 | 0.05 | 39.86 |
| capex to revenue | 0.03 | 0.03 | 6.73 |
| capex to depreciation | 0.52 | 0.49 | 4.31 |
| stock based compensation to revenue | 0 | 0.01 | -100.00 |
| graham number | 245.09 | 206.44 | 18.72 |
| roic | 0.02 | 0.03 | -31.50 |
| return on tangible assets | 0.01 | 0.01 | 32.35 |
| graham net net | -898.66 | -928.6 | 3.22 |
| working capital | -3585000000 | 71573358000 | -105.01 |
| tangible asset value | 18345000000 | 16618527000 | 10.39 |
| net current asset value | -179576000000 | -100283542000 | -79.07 |
| invested capital | 6766000000 | 81926449000 | -91.74 |
| average receivables | 1407000000 | 4092466500 | -65.62 |
| average payables | 4446500000 | 3252465500 | 36.71 |
| average inventory | -5756044500 | -27796581500 | 79.29 |
| days sales outstanding | 114.15 | 0 | NaN |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | 0 | NaN |
| receivables turnover | 3.2 | 0 | NaN |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | 0 | NaN |
| roe | 0.1 | 0.08 | 29.23 |
| capex per share | 1.54 | 1.31 | 17.12 |
ROE:
PE Ratio: Price-to-Earnings (P/E) Ratio decreased to 8.32 on 2023-12-31 from 11.88 on 2022-12-31, representing a change of -29.98%. Indicating a decrease in the relative valuation of the company's stock.
Current Ratio: Current Ratio decreased to 0.33 on 2023-12-31 from 21.13 on 2022-12-31, representing a change of -98.46%. The current ratio has been declining, suggesting a decrease in the company's short-term liquidity. Also, it's below 1, indicating potential liquidity issues.
Debt-to-Equity Ratio: Debt-to-Equity Ratio increased to 0.49 on 2023-12-31 from 0.30 on 2022-12-31, representing a change of 64.88%. The debt-to-equity ratio has been increasing, indicating that the company has been relying more on debt financing. Higher leverage may increase financial risk. However, a ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
| 2024-09-30 Q3 | 2024-06-30 Q2 | Q/Q change % | |
|---|---|---|---|
| MTB | |||
| calendar year | 2024 | 2024 | NaN |
| revenue per share | 13.99 | 20.3 | -31.09 |
| net income per share | 4.33 | 3.94 | 9.71 |
| operating cash flow per share | -0.17 | 6.13 | -102.74 |
| free cash flow per share | -0.35 | 5.73 | -106.07 |
| cash per share | 88.55 | 218.55 | -59.49 |
| book value per share | 173.25 | 171.11 | 1.25 |
| tangible book value per share | 121.82 | 119.43 | 2.00 |
| shareholders equity per share | 173.25 | 171.11 | 1.25 |
| interest debt per share | 91.48 | 103.26 | -11.41 |
| market cap | 29687438520 | 24887861834.22 | 19.28 |
| enterprise value | 41659438520 | 14400861834.22 | 189.28 |
| pe ratio | 10.29 | 9.5 | 8.37 |
| price to sales ratio | 12.73 | 7.38 | 72.53 |
| pocfratio | -1060.27 | 24.45 | -4436.85 |
| pfcf ratio | -511.85 | 26.14 | -2057.92 |
| pb ratio | 1.03 | 0.88 | 17.42 |
| ptb ratio | 1.03 | 0.88 | 17.42 |
| ev to sales | 17.86 | 4.27 | 318.42 |
| enterprise value over ebitda | 0 | 14.66 | -100.00 |
| ev to operating cash flow | -1487.84 | 14.15 | -10617.55 |
| ev to free cash flow | -718.27 | 15.13 | -4848.25 |
| earnings yield | 0.02 | 0.03 | -7.72 |
| free cash flow yield | -0.0 | 0.04 | -105.11 |
| debt to equity | 0.49 | 0.57 | -13.16 |
| debt to assets | 0.07 | 0.08 | -13.00 |
| net debt to ebitda | 0 | -10.68 | 100.00 |
| current ratio | 13.26 | 0.5 | 2549.43 |
| interest coverage | 0.86 | 0.85 | 1.58 |
| income quality | -0.04 | 1.56 | -102.49 |
| dividend yield | 0.01 | 0.01 | -7.75 |
| payout ratio | 0.38 | 0.38 | -0.03 |
| sales general and administrative to revenue | 0.34 | 0.06 | 438.19 |
| research and ddevelopement to revenue | 0 | 0 | NaN |
| intangibles to total assets | 0.04 | 0.04 | -1.52 |
| capex to operating cash flow | -1.07 | 0.06 | -1752.60 |
| capex to revenue | 0.01 | 0.02 | -34.25 |
| capex to depreciation | 0.57 | 0.72 | -21.10 |
| stock based compensation to revenue | -0.04 | 0.02 | -244.64 |
| graham number | 129.86 | 123.21 | 5.40 |
| roic | 0.02 | 0.0 | 271.65 |
| return on tangible assets | 0.0 | 0.0 | 8.48 |
| graham net net | -1008.88 | -867.6 | -16.28 |
| working capital | 31938000000 | -26716000000 | 219.55 |
| tangible asset value | 20304000000 | 19840000000 | 2.34 |
| net current asset value | -148366000000 | -153662000000 | 3.45 |
| invested capital | 42204000000 | -16413000000 | 357.14 |
| average receivables | 0 | 0 | NaN |
| average payables | 0 | 0 | NaN |
| average inventory | 0 | 0 | NaN |
| days sales outstanding | 0 | 0 | NaN |
| days payables outstanding | 0 | 0 | NaN |
| days of inventory on hand | 0 | 0 | NaN |
| receivables turnover | 0 | 0 | NaN |
| payables turnover | 0 | 0 | NaN |
| inventory turnover | 0 | 0 | NaN |
| roe | 0.02 | 0.02 | 8.35 |
| capex per share | 0.18 | 0.4 | -54.70 |
ROE: Return on Equity (ROE) decreased to 0.02 on 2024-09-30 Q3 from 0.02 on 2024-06-30 Q2, representing a change of 8.35%. Suggesting that the company has not been generating high returns for its shareholders.
Current Ratio: Current Ratio increased to 13.26 on 2024-09-30 Q3 from 0.50 on 2024-06-30 Q2, representing a change of 2549.43%. The current ratio has been increasing, suggesting an increase in the company's short-term liquidity. Since it's above 3, indicating poor management of working capital.
PE Ratio: Price-to-Earnings (P/E) Ratio increased to 10.29 on 2024-09-30 Q3 from 9.50 on 2024-06-30 Q2, representing a change of 8.37%. Indicating an increase in the relative valuation of the company's stock.
Debt-to-Equity Ratio: Debt-to-Equity Ratio decreased to 0.49 on 2024-09-30 Q3 from 0.57 on 2024-06-30 Q2, representing a change of -13.16%. The debt-to-equity ratio has been decreasing, indicating that the company has been relying less on debt financing. A ratio of 1 or below is often considered healthy and indicates that the company's total debt is equal to or less than its total equity.
Positive Sentiment: Discounted Cash Flow value is 428.55 which is higher than current price 196.76, indicates the company may be undervalued.
| Market Capitalization | Enterprise Value | |
|---|---|---|
| Definition | The total market value of a company's outstanding shares | The total market value of a company, including its debt and other liabilities |
| Calculation | Current share price * Total number of outstanding shares | Market capitalization + Total debt - Cash and cash equivalents |
| Focus | Equity component of a company's value | Total economic value of a company |
| Usefulness | Assesses a company's size and growth potential based on investor sentiment | Provides a more comprehensive valuation that considers both equity and debt |
Analyzing dividends is a crucial aspect of investment evaluation, offering valuable insights into a company's financial health and its commitment to shareholder returns. Dividends represent a portion of a company's profits distributed to its shareholders, providing a steady income stream. We help you analyze dividends based on the indicators mentioned below:
• Investors often assess the average dividend amount, observing trends over time to gauge the company's stability and growth potential. A positive trend in average dividends indicates a consistent and potentially lucrative investment. Additionally, evaluating the trend of dividend increases provides insight into the company's financial strength and management's confidence in future earnings.
• Consistency in paying dividends is a reassuring sign, reflecting a company's reliability and commitment to shareholder value. For investors, dividends not only offer income but also contribute to the overall total return on investment.
• Companies with a history of regular and increasing dividends can attract income-focused investors seeking stable returns, making dividends a critical factor in building a well-rounded investment portfolio.
Interested in the overall sentiment for a particular period? Check out our news sentiment analysis tool.
Sentiment: Positive
Publish Date: 2025-01-17 14:27:23
Investors received a big boost on January 15 with a December, 2024 Consumer Price Index report showing core inflation rose less than expected. This reassured Wall Street the Federal Reserve could continue to lower interest rates in 2025.
Sentiment: Positive
Publish Date: 2025-01-17 12:45:21
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank Corporation (MTB) have what it takes?
Sentiment: Positive
Publish Date: 2025-01-16 11:56:08
Strong fee income, higher loan balances, along with lower expenses, support MTB's Q4 earnings. Yet, a decline in deposit balance remains a near-term concern.
Sentiment: Neutral
Publish Date: 2025-01-16 11:46:16
M&T Bank: Continuing Market Perform Rating, Stick With It
Sentiment: Positive
Publish Date: 2025-01-16 11:41:03
M&T Bank Corporation (NYSE:MTB ) Q4 2024 Results Conference Call January 16, 2025 8:00 AM ET Company Participants Brian Klock - Head, Markets & IR Daryl Bible - Senior Executive Vice President & CFO Conference Call Participants Manan Gosalia - Morgan Stanley Bill Carcache - Wolfe Research Ebrahim Poonawala - Bank of America Gerard Cassidy - RBC John Pancari - Evercore Peter Winter - D.A. Davidson Frank Schiraldi - Piper Sandler Erika Najarian - UBS Christopher Spahr - Wells Fargo Matt O'Connor - Deutsche Bank Operator Welcome to the M&T Bank Fourth Quarter and Full Year 2024 Earnings Conference Call.
Sentiment: Positive
Publish Date: 2025-01-16 10:30:34
The headline numbers for M&T Bank (MTB) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Sentiment: Positive
Publish Date: 2025-01-16 08:08:17
M&T Bank Corporation (MTB) came out with quarterly earnings of $3.92 per share, beating the Zacks Consensus Estimate of $3.70 per share. This compares to earnings of $2.81 per share a year ago.
Sentiment: Positive
Publish Date: 2025-01-16 05:30:00
BUFFALO, N.Y. , Jan. 16, 2024 /PRNewswire/ -- M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $681 million or $3.86 of diluted earnings per common share and full-year net income of $2.59 billion or $14.64 of diluted earnings per common share.
Sentiment: Neutral
Publish Date: 2025-01-13 12:41:31
M&T Bank Corporation MTB will release earnings results for its fourth quarter, before the opening bell on Thursday, Jan. 16, 2025.
Sentiment: Negative
Publish Date: 2025-01-13 10:55:38
MTB's fourth-quarter 2024 earnings are likely to have been hurt by rising costs. A rise in NII and loan balances is likely to have acted as a tailwind.
Sentiment: Positive
Publish Date: 2025-01-13 10:16:12
Beyond analysts' top -and-bottom-line estimates for M&T Bank (MTB), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2024.
Sentiment: Positive
Publish Date: 2025-01-10 16:48:00
BUFFALO, N.Y. , Jan. 10, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) announced that it has declared quarterly cash dividends on the following series of perpetual preferred stock: A dividend of $0.3515625 per share on its Perpetual Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series H ("Series H Preferred Stock"), payable March 17, 2025 to shareholders of record at the close of business on March 3, 2025.
Sentiment: Positive
Publish Date: 2025-01-09 11:01:20
M&T Bank (MTB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Sentiment: Neutral
Publish Date: 2025-01-06 08:30:00
BUFFALO, N.Y. , Jan. 6, 2025 /PRNewswire/ -- M&T Bank Corporation (NYSE:MTB) today announced the appointment of Krista Phillips as its first Chief Customer Officer.
Sentiment: Positive
Publish Date: 2025-01-03 13:16:26
M&T Bank (MTB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Sentiment: Positive
Publish Date: 2025-01-03 09:59:41
M&T Bank Corporation, founded in 1856, offers diversified banking and financial services primarily in the Northeast and Mid-Atlantic regions. The bank's loan portfolio, mainly consisting of C&I loans, reflects a disciplined approach to underwriting. Though the performance may be underwhelming, the dividend profile and the valuation establish a bullish case for MTB.
Sentiment: Positive
Publish Date: 2024-12-30 12:56:12
Bank stocks like GS, BK, WFC, JPM and MTB soar in 2024, driven by Fed rate cuts, booming M&A activity and economic optimism.
Sentiment: Neutral
Publish Date: 2024-12-19 08:00:00
BUFFALO, N.Y. , Dec. 19, 2024 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) plans to announce its fourth quarter and full-year 2024 earnings results in a press release that will be issued before the market opens on Thursday, January 16, 2025.
Sentiment: Positive
Publish Date: 2024-12-18 15:27:00
BUFFALO, N.Y. , Dec. 18, 2024 /PRNewswire/ -- Effective Thursday, December 19, 2024, M&T Bank Corporation ("M&T") (NYSE:MTB) will decrease its prime lending rate from 7.75% to 7.50%.
Sentiment: Neutral
Publish Date: 2024-12-05 12:03:00
Seasoned Banker to Lead M&T Bank in New Jersey BUFFALO, N.Y. , Dec. 5, 2024 /PRNewswire/ -- M&T Bank (NYSE:MTB) ("M&T") today announced the appointment of Shannon Lazare as its New Jersey Regional President.
* The sentiment analysis presented is generated through an algorithm and may be subject to inaccuracies. Users are advised to corroborate key information and employ further analytical methods prior to making critical decisions.
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| Indicator | Bullish | Bearish |
|---|---|---|
| Price and EMA ⓘ | Price crosses above EMA | Price crosses below EMA |
| Short-Term vs Long-Term EMA ⓘ | Short EMA crosses above Long EMA | Short EMA crosses below Long EMA |
| Volume ⓘ | Increasing volume during price uptrend | Increasing volume during price downtrend |
| MACD ⓘ | MACD crosses above Signal Line | MACD crosses below Signal Line |
| RSI ⓘ | RSI is below 30 (oversold) and starts to rise above 30 | RSI is above 70 (overbought) and starts to decline below 70 |
| Candlestick Patterns ⓘ | Bullish candlestick patterns | Bearish candlestick patterns |
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